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NHS

Support for frontline where it matters

The financial wellbeing platform proven to increase NHS workers’ productivity and reduce agency spend

Over 130 NHS Trusts

are actively using Wagestream to improve their teams' financial resillience. These NHS Trusts and Boards typically see...

27%

faster recrruitment when Wagestream mentioned on job ads

32%

reduction in agency spend, thanks to an 11% increase in bank shifts being worked

16%

less churn among employees

NHS Wales
Leeds Community Healthcare
Royal Cornwall Hospital
Royal Surrey NHS
Birmingham Community Health
Somerset NHS
NHS Wales
Leeds Community Healthcare
Royal Cornwall Hospital
Royal Surrey NHS
Birmingham Community Health
Somerset NHS
NHS Wales
Leeds Community Healthcare
Royal Cornwall Hospital
Royal Surrey NHS
Birmingham Community Health
Somerset NHS
NHS Wales
Leeds Community Healthcare
Royal Cornwall Hospital
Royal Surrey NHS
Birmingham Community Health
Somerset NHS
NHS Wales
Leeds Community Healthcare
Royal Cornwall Hospital
Royal Surrey NHS
Birmingham Community Health
Somerset NHS
NHS Wales
Leeds Community Healthcare
Overview

Financial health matters in the NHS

Money worries affect people’s sleep, mental health and motivation – and are proven to reduce IQ capacity by up to 13 points Colleagues may be less able to deliver exceptional care to patients – which can affect patient outcomes, safety and staffing.

Better financial wellbeing, better NHS outcomes

Wagestream connects seamlessly with your systems and members’ bank accounts to give colleagues personalised financial wellbeing tools – all based on their income and spending. Members can take 50% of their pay when they need it – which increases the number of bank shifts people take. They can save and borrow money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way. All of this means they’re better placed to provide the highest quality care.

THE TOOLKIT

The complete financial wellness toolkit, all in one place

Track

Track

Shifts, pay and spending – all in one place – to help people make better financial choices.

Budget

Budget

Helps employees set a plan, stick to it and spend confidently.

Pay

Pay

Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Rewards

Rewards

Discounts and cashback to make members’ money go further.

Claim

Claim

Helps members to find and claim any government benefits they’re entitled to.

Coach

Coach

Financial coaching and reward recommendations – all based on members’ activity.

Workplace Savings

Workplace Savings

Members can auto-save from their wages and earn 4.33% interest, with no minimum deposit and no fees.

Workplace Loans

Workplace Loans

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Find & Combine

Find & Combine

Tracks down members’ pensions, giving them better visibility of their retirement pot.

Frimley Health NHS Foundation Trust

"Staff feel more comfortable and willing to take on more bank work. Our retention rate is getting stronger."

Rob Shuttleworth

Workforce Information Systems Manager | Frimley Health NHS FT

Wagestream reviews

Wagestream has been an absolute lifesaver. I've had unexpected vet & vehicle bills - having access to Wagestream helped me out immensely.
Karen - Wagestream memberfrom Trustpilot
With on the spot vet fees this month, wagestream has been an incredible help. I don't have to worry as much any more.
Zoe - Wagestream memberfrom Trustpilot
love the saving element ...don't even miss it when I get paid!
Sharon - Wagestream memberfrom Trustpilot
Going back to work after having children is alway daunting in ways, but wage stream allows me to access my wages up until pay day, I can go food shopping at any time and I am asked to top up electric and gas if need be.
Jessica - Wagestream memberfrom Trustpilot
Wagestream has been an absolute lifesaver. I've had unexpected vet & vehicle bills - having access to Wagestream helped me out immensely.
Karen - Wagestream memberfrom Trustpilot
With on the spot vet fees this month, wagestream has been an incredible help. I don't have to worry as much any more.
Zoe - Wagestream memberfrom Trustpilot
love the saving element ...don't even miss it when I get paid!
Sharon - Wagestream memberfrom Trustpilot
Going back to work after having children is alway daunting in ways, but wage stream allows me to access my wages up until pay day, I can go food shopping at any time and I am asked to top up electric and gas if need be.
Jessica - Wagestream memberfrom Trustpilot
EMPLOYER DASHBOARD

Everything you need to support your team's financial wellbeing

Measure success in real time

The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Financial benefits made easy

Secure integration with 100+ systems

Secure integration with 100+ systems

Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

No risk or disruption

No risk or disruption

We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support

24/7 support

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.

ABOUT WAGESTREAM

Building better financial futures

Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.  

We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors.  

We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.

RESOURCES

Our library

NHS member stories

NHS member stories

Frimley: Increasing retention and reducing agency spend

Frimley: Increasing retention and reducing agency spend

The State of Financial Wellbeing 2024

The State of Financial Wellbeing 2024

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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3M+ workers3M+ workers
2,000+ brands2,000+ brands
10M+ monthly transactions10M+ monthly transactions