Fairer financial services: loans, savings and support
Help people make plans happen, affordably
Plans that make work worth it
First car, consolidating debt or simply having a buffer. We all need plans. And to make them happen, we often need to budget, save or borrow money. But the world of banking isn’t always fair or designed for everyone. Low interest rates stunt the growth of smaller savings. While high interest can send the cost of borrowing sky high, leaving people demotivated and stressed – at home and at work.
A toolkit to take people forward
Wagestream offers a savings account with 4.33% interest and competitive, affordable loans. While Coach supports members on their journey, with a financial health score and insights to help them improve it. Helping people reach their milestones faster. Which reduces stress, increases job satisfaction and improves people’s relationship with work.
Helping workers plan ahead
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Workplace Savings
Members can auto-save from their wages or transfer funds from a bank account – and get 4.33% interest, with no fees and no minimum deposit.
Workplace Loans
We care about affordable lending. With a representative APR of 13.9% to 19.9%, members pay less interest and can clear debt faster. Monthly repayments, direct from members’ wages.
Coach
Financial education and a virtual coach to answer members’ money questions. And Coach suggests rewards, discounts and ways to save money, based on members’ spending.
Workplace Savings
Members can auto-save from their wages or transfer funds from a bank account – and get 4.33% interest, with no fees and no minimum deposit.
Workplace Loans
We care about affordable lending. With a representative APR of 13.9% to 19.9%, members pay less interest and can clear debt faster. Monthly repayments, direct from members’ wages.
Coach
Financial education and a virtual coach to answer members’ money questions. And Coach suggests rewards, discounts and ways to save money, based on members’ spending.
members set financial goals in 2024 (FinWell 2024)
of members feel less stressed with Wagestream
of members feel more loyal to their employers since having Wagestream
“It taught me discipline on how to save and not to spend”
Latoya, Gate Line Stewardess
Carlisle Support Services
Wagestream reviews
Everything you need to support your team's financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Frequently Asked Questions
Can members see their On-Demand Pay in Track?
How do you keep members’ data safe?
Our library
The State of Financial Wellbeing 2024
Financial resilience calculator
Why there's a perception gap in employee savings
Ready to connect
Talk to us about the positive impact we can have on your teams and your business.
