Swap money worries for financial wellbeing
Wagestream gives you the tools to manage your money day-to-day and build a brighter financial future. All in one place.
Swap money worries for financial wellbeing
Wagestream gives you the tools to manage your money day-to-day and build a brighter financial future. All in one place.
Financial benefits that put you in control
Improve your financial resilience
We all need a little flex in our finances. To handle unexpected costs. To cope with rising bills. Or to treat our families. Wagestream’s Budget, Pay and Rewards tools give you that flex. Helping you take control and make the most of your money.
Pay
Transfer up to 50% of your earnings into your account, whenever you need to. No more waiting until payday.
Budget
Set a budget, see all your spending in one place, and make adjustments in real time.
Rewards
Make your pay go further. Get money off at 500+ brands with discounts to use at check out.
Claim
Our calculator looks at benefits, grants and social tariffs, then helps you claim any help you’re entitled to.
Track
See your shifts, your earnings and your pay. With simple statements to sum it all up.
Pay
Transfer up to 50% of your earnings into your account, whenever you need to. No more waiting until payday.
Budget
Set a budget, see all your spending in one place, and make adjustments in real time.
Rewards
Make your pay go further. Get money off at 500+ brands with discounts to use at check out.
Claim
Our calculator looks at benefits, grants and social tariffs, then helps you claim any help you’re entitled to.
Track
See your shifts, your earnings and your pay. With simple statements to sum it all up.
Plan for the future
First house, clearing debt or simply having a buffer. We all have plans. And to make them happen we often need to budget, save or borrow money. Wagestream’s savings account, loans and coaching help you reach your milestones faster, and more affordably.
Coach
A virtual coach to answer your money questions, suggest rewards, discounts and ways to save based on your spending, and build personalised financial learning plans for you. On hand 24/7.
Loans
With a representative APR of 13.9% to 19.9%, you’ll pay less interest and clear debt faster than with payday loans. And you can repay directly from your pay any time you like, with no charge.
Save
Earn a competitive 4.33% interest, with no fees and no minimum deposit. Auto-save from your pay, transfer funds from another account, or round down each shift’s pay to the nearest pound, adding the difference to your pot.
Coach
A virtual coach to answer your money questions, suggest rewards, discounts and ways to save based on your spending, and build personalised financial learning plans for you. On hand 24/7.
Loans
With a representative APR of 13.9% to 19.9%, you’ll pay less interest and clear debt faster than with payday loans. And you can repay directly from your pay any time you like, with no charge.
Save
Earn a competitive 4.33% interest, with no fees and no minimum deposit. Auto-save from your pay, transfer funds from another account, or round down each shift’s pay to the nearest pound, adding the difference to your pot.
Build long-term security
No one knows what the future holds. But making the right choices with money can mean you’re protected and comfortable, whatever life throws at you. Wagestream gives you the tools to plan ahead and build long-term financial security, starting with maximising your pensions.
Find & Combine
Find all of your old pensions, and combine them into one easy to manage retirement plan.
Find & Combine
Find all of your old pensions, and combine them into one easy to manage retirement plan.
Hear from our members
Wagestream is changing lives
essential workers use Wagestream
of members feel less stressed with Wagestream
set aside by Wagestream members in 2024
We are founded on a social charter
Our social charter is written into our Articles of Association. That means everything we do – from our products to our policies – helps support our mission to measurably improve financial wellbeing for workers.
Wagestream FAQs
Can I track any early Pay I’ve taken in the Budget tool?
Is the money in my Wagestream savings account protected?
Why can Wagestream offer better interest than the high street banks?
What sort of pensions do you deal with?
Can I use the Find and Combine tools separately?
