Support for frontline where it matters
The financial wellbeing platform proven to increase NHS workers’ productivity and reduce agency spend

Over 130 NHS Trusts
are actively using Wagestream to improve their teams' financial resillience. These NHS Trusts and Boards typically see...
faster recrruitment when Wagestream mentioned on job ads
reduction in agency spend, thanks to an 11% increase in bank shifts being worked
less churn among employees
































Financial health matters in the NHS
Money worries affect people’s sleep, mental health and motivation – and are proven to reduce IQ capacity by up to 13 points Colleagues may be less able to deliver exceptional care to patients – which can affect patient outcomes, safety and staffing.
Better financial wellbeing, better NHS outcomes
Wagestream connects seamlessly with your systems and members’ bank accounts to give colleagues personalised financial wellbeing tools – all based on their income and spending. Members can take 50% of their pay when they need it – which increases the number of bank shifts people take. They can save and borrow money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way. All of this means they’re better placed to provide the highest quality care.

The complete financial wellness toolkit, all in one place

Track
Shifts, pay and spending – all in one place – to help people make better financial choices.

Budget
Helps employees set a plan, stick to it and spend confidently.
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Pay
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Rewards
Discounts and cashback to make members’ money go further.

Claim
Helps members to find and claim any government benefits they’re entitled to.

Coach
Financial coaching and reward recommendations – all based on members’ activity.
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Workplace Savings
Members can auto-save from their wages and earn 4.33% interest, with no minimum deposit and no fees.

Workplace Loans
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Find & Combine
Tracks down members’ pensions, giving them better visibility of their retirement pot.

Track
Shifts, pay and spending – all in one place – to help people make better financial choices.

Budget
Helps employees set a plan, stick to it and spend confidently.
.webp&w=3840&q=75)
Pay
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Rewards
Discounts and cashback to make members’ money go further.

Claim
Helps members to find and claim any government benefits they’re entitled to.

Coach
Financial coaching and reward recommendations – all based on members’ activity.
.webp&w=3840&q=75)
Workplace Savings
Members can auto-save from their wages and earn 4.33% interest, with no minimum deposit and no fees.

Workplace Loans
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Find & Combine
Tracks down members’ pensions, giving them better visibility of their retirement pot.
"Staff feel more comfortable and willing to take on more bank work. Our retention rate is getting stronger."
Rob Shuttleworth
Workforce Information Systems Manager | Frimley Health NHS FT
Wagestream reviews
Everything you need to support your team's financial wellbeing

Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy

Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.

Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors.
We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Our library

NHS member stories

Frimley: Increasing retention and reducing agency spend

The State of Financial Wellbeing 2024
Ready to connect
Talk to us about the positive impact we can have on your teams and your business.







