A complete toolkit for financial wellbeing
Helping people improve their financial health. And businesses, improve employee productivity, retention and engagement.
Benefits designed to improve people's financial wellbeing
We build our products based on best practices set out by NEST Insight, Money & Pensions Service and the UK Government. We’ve taken their two core pillars (improve financial resilience and plan for the future) and added a third: build long-term security. Giving workers practical tools and services that help them take control of their financial health in the short, medium and long term.
Improve financial resilience
Track
Shifts, pay and spending – all in one place – to help members make better financial choices.
Budget
Helps employees set a plan, stick to it and spend confidently.
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Pay
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Rewards
Discounts and cashback to make members’ money go further.
Claim
Helps members to find and claim any government benefits they’re entitled to
Track
Shifts, pay and spending – all in one place – to help members make better financial choices.
Budget
Helps employees set a plan, stick to it and spend confidently.
Pay
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Rewards
Discounts and cashback to make members’ money go further.
Claim
Helps members to find and claim any government benefits they’re entitled to
Plan for the future
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Workplace Savings
Members can auto-save from their wages and earn 4.33% interest, with no minimum deposit and no fees.
Workplace Loans
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Workplace Savings
Members can auto-save from their wages and earn 4.33% interest, with no minimum deposit and no fees.
Workplace Loans
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Build long-term security
Find & Combine
Tracks down members’ pensions and brings them together into a single pot, giving them more choice and control over their retirement.
Find & Combine
Tracks down members’ pensions and brings them together into a single pot, giving them more choice and control over their retirement.
Proven to deliver measurable business impact
By helping colleagues build financial resilience and wellbeing, you can increase productivity, morale and retention. Wagestream clients typically see:
lower employee turnover
more shifts filled
reduction in absenteeism
“Having Wagestream takes some of the pressure away. I feel like I'm more present in work and I can be the best version of myself.”
Senior A&E Charge Nurse
Royal Liverpool University Hospitals, NHS
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports this, from the financial benefit products we create to our policy decisions.
User Reviews
Everything you need to support your team’s financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Ready to connect
Talk to us about the positive impact we can have on your teams and your business
