Fair financial tools for the everyday worker
In partnership with employers, we help people earn, learn, save, spend and borrow on their own terms, all in one smartphone app.
Fair financial tools for the everyday worker
In partnership with employers, we help people earn, learn, save, spend and borrow on their own terms, all in one smartphone app.
Offered by top destination employers
Financial wellbeing benefits built on industry best practice
Give your people a research-backed toolkit to help improve their financial health in the short, mid and long term. All in one place.
Built with guidance from:
Improve financial resilience
Flexible access to pay, tools to budget and access to exclusive discounts. Make it easier for your people to manage their earnings, cut the cost of living and cope with unexpected costs.
Planning for the future
Help your colleagues work towards life’s milestones faster with Workplace Saving at competitive rates, Workplace Loans at fair interest rates, and financial Coaching.
Building long term security
Help your people find lost pensions and combine them into a Wagestream personal pension, giving them greater visibility and control over their retirement.
Improve financial resilience
Flexible access to pay, tools to budget and access to exclusive discounts. Make it easier for your people to manage their earnings, cut the cost of living and cope with unexpected costs.
Planning for the future
Help your colleagues work towards life’s milestones faster with Workplace Saving at competitive rates, Workplace Loans at fair interest rates, and financial Coaching.
Building long term security
Help your people find lost pensions and combine them into a Wagestream personal pension, giving them greater visibility and control over their retirement.
Helping employees worry less about money
86% of members say they’re less stressed about money since having Wagestream
Measurable business impact
Wagestream helps reduce financial stress, which helps increase people’s focus, productivity and job satisfaction.
People are more likely to take on extra shifts, knowing they can get paid straight away.
On average, our clients see:
lower employee turnover, saving on recruitment costs
more shifts filled, saving on agency costs
of members feel less stressed since having Wagestream
"If you're thinking about launching Wagestream, I would say don't think, just do. It's probably one of the most important things you could do for your people, and the impact will be felt. Your people will thank you for it."
Paul Caudwell
Co-op, Wellbeing Manager
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymised usage data and trends. You can see what products are used and how they improve your employees’ financial health.
Next
More than £3 million saved for colleagues at Next through Wagestream. Financial wellbeing is a crucial component of overall wellbeing,
Frimley Health NHS
Increasing staff retention and reducing agency spend by empowering colleagues with financial benefits.
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Superdrug & Savers
The most popular colleague perk. Leading the way in high-street Health & Beauty, whilst also leading the charge on benefits that make a difference.
Anchor
Shifting from a model that relied on multiple providers, Anchor introduced Wagestream, to offer a comprehensive platform of financial benefits.
The White Company
"The best benefits we've ever put in place". The White Company adopt a holistic approach to wellbeing that includes mental, physical, and financial wellbeing.
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Award winning impact
Our platform delivers award-winning results - for us and our clients
Secure integration
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We handle all of the set up, including validation and compliance. That means you can launch your employee financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Secure integration
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We handle all of the set up, including validation and compliance. That means you can launch your employee financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Our library
The State of Financial Wellbeing 2024
Why financial resilience is the top business metric in 2025
How behavioural science can level up your FinWell strategy
Ready to connect
Talk to us about the positive impact we can have on your teams and your business.
