A nation of savers

How does your local authority compare?

A look at the impact of Stream's Workplace Savings across every UK local authority

Why do Workplace Savings matter?

46%

of people do not save regularly, up from 39% in 2024 (Money & Pensions Service, 2025)

1 in 4

UK adults have less than £100 in savings (Money & Pensions Service, 2022)

87%

of people say they don't get the best saving rate possible from their bank (State of Financial Wellbeing, 2025)

Workplace Savings

make people 46% more likely to save (SaverLife + MetLife Foundation, 2019)

We provide high-interest savings for everyone

Members watch their money grow faster with a competitive 3.80% interest rate¹ – a rate usually reserved for accounts with fixed terms, high balances, or that only offer limited withdrawals. And they can save straight from their pay, something 66% say they’d like. Workplace Savings are shown to increase employee engagement and productivity, so everyone benefits from having a savings plan.

*3.73% Gross | 3.80% AER, subject to variability. Interest-bearing savings are available to all Stream members aged 16+ excluding US citizens and those with tax residency outside the UK. Comparison against Lloyds Easy Saver, Barclays Everyday Saver, HSBC Flexible Saver and NatWest Flexible Saver as of 9 April 2026. Sample selection of interest rates, other rates are available. Workplace Savings are provided through Stream Financial Services Ltd.
Savings account comparison showing Stream Save offering a higher interest rate with daily interest and no minimum deposit, versus Lloyds, Barclays, NatWest and HSBC

The story of Stream's Workplace Savings so far...

411,070

workers saving

£241.9m

deposited in the last 12 months

£91.2m

live savings balance

Did you know?

St Albans

has the highest average annual deposit per saver

St Albans' workers put away £1,099 on average into their savings every year, the highest of any authority with more than 450 savers

Leeds

has the highest annual total deposits

Leeds workers have deposited over £4.3m into their savings over the last 12 months

Post-industrial

town workers save more

Workers from former industrial towns are on average saving 9% more than the UK average - showing the power of Workplace Savings

Northern Ireland

is the UK's top savings nation

Northern Ireland workers put away an average of £623 per year into their savings - 6% above the UK average and the highest of all four nations

Three Rivers

has the highest average savings balance

Workers from Three Rivers in Hertfordshire have the highest average savings balance

Bournemouth

is the south coast's savings capital

Bournemouth has more workers actively saving through Stream than Southampton, Brighton or Portsmouth - the most of any city on the south coast

See how your local authority compares

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