đź’ˇ A new era of financial education đź’ˇ Discover the latest release of our Workplace Finance platform
The all-in-one financial wellbeing platform proven to deliver real impact for your business and its people.

After introducing Stream, a leading health & social care employer experienced...
32%
reduction in agency spend
27%
faster recruitment
16%
reduction in staff turnover
Those money worries carry into everyday life – affecting sleep, mental health and, of course, work. They’re also proven to reduce IQ capacity by up to 13 points. This has a direct impact on the people they care for, and as a result, your business.

Stream gives workers personalised support to help improve financial wellbeing. They can take 50% of their pay when they need it, borrow and save money at competitive rates, get budgeting support, and access discounts that help cut the cost of living. They also get relevant, tailored financial coaching along the way.
All of this helps to reduce financial stress and ensure they can focus on the thing that matters most - caring for your people.


Brings shifts, pay and budgeting together, helping members make more confident financial decisions.

Helps employees set a plan, stick to it and spend confidently.
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Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Discounts and cashback to make members’ money go further.

Recognise great work with peer shout-outs, milestone awards and company programmes, rewarded with cash employees can actually use.

Helps members to find and claim any government benefits they’re entitled to.
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Members can auto-save from their wages and earn 3.80% interest, with no minimum deposit and no fees.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Tracks down members’ pensions, and brings them together into a single pot, giving them greater choice and control over their retirement.

Covers the essential financial topics employees need to understand, from everyday money management to long-term financial planning.

Financial coaching and reward recommendations – all based on members’ activity.

Short, practical lessons and tools that help employees build financial knowledge around real-life goals.

Brings shifts, pay and budgeting together, helping members make more confident financial decisions.

Helps employees set a plan, stick to it and spend confidently.
.webp%3F2026-08-17T14%3A44%3A37.545Z&w=3840&q=85)
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Discounts and cashback to make members’ money go further.

Recognise great work with peer shout-outs, milestone awards and company programmes, rewarded with cash employees can actually use.

Helps members to find and claim any government benefits they’re entitled to.
.webp%3F2026-08-17T14%3A45%3A39.329Z&w=3840&q=85)
Members can auto-save from their wages and earn 3.80% interest, with no minimum deposit and no fees.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Tracks down members’ pensions, and brings them together into a single pot, giving them greater choice and control over their retirement.

Covers the essential financial topics employees need to understand, from everyday money management to long-term financial planning.

Financial coaching and reward recommendations – all based on members’ activity.

Short, practical lessons and tools that help employees build financial knowledge around real-life goals.
Rob Martin
Executive Director of Care Services
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
.webp%3F2026-04-24T09%3A08%3A30.414Z&w=3840&q=85)
Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.


Talk to us about the positive impact we can have on your teams and your business.