đź’ˇ A new era of financial education đź’ˇ Discover the latest release of our Workplace Finance platform
The financial wellbeing platform proven to increase retention in hospitality

After rolling out Stream, food service clients typically see
86%
of colleagues feel less stressed about money
24%
increase in employee retention – saving money and time on recruitment and training
28%
improvement in filling shifts last minute
88%
feel more positive about their company
87% of hospitality workers say they’re affected by money worries, which has a direct impact on their productivity and your customer experience. 37% would move to another employer for better financial wellbeing support, leading to higher recruitment and onboarding costs for you.
Stream connects seamlessly with your systems and members’ bank accounts to give workers personalised financial wellbeing tools – all based on their income and spending. They can take 50% of their pay when they need it. Borrow and save money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way. Helping your teams reduce financial stress and serve customers – and your business – better.


Brings shifts, pay and budgeting together, helping members make more confident financial decisions.

Helps employees set a plan, stick to it and spend confidently.
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Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Discounts and cashback to make members’ money go further.

Recognise great work with peer shout-outs, milestone awards and company programmes, rewarded with cash employees can actually use.

Helps members to find and claim any government benefits they’re entitled to.
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Members can auto-save from their wages and earn 3.80% interest, with no minimum deposit and no fees.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Tracks down members’ pensions, and brings them together into a single pot, giving them greater choice and control over their retirement.

Covers the essential financial topics employees need to understand, from everyday money management to long-term financial planning.

Financial coaching and reward recommendations – all based on members’ activity.

Short, practical lessons and tools that help employees build financial knowledge around real-life goals.

Brings shifts, pay and budgeting together, helping members make more confident financial decisions.

Helps employees set a plan, stick to it and spend confidently.
.webp%3F2026-08-17T14%3A44%3A37.545Z&w=3840&q=85)
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Discounts and cashback to make members’ money go further.

Recognise great work with peer shout-outs, milestone awards and company programmes, rewarded with cash employees can actually use.

Helps members to find and claim any government benefits they’re entitled to.
.webp%3F2026-08-17T14%3A45%3A39.329Z&w=3840&q=85)
Members can auto-save from their wages and earn 3.80% interest, with no minimum deposit and no fees.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Tracks down members’ pensions, and brings them together into a single pot, giving them greater choice and control over their retirement.

Covers the essential financial topics employees need to understand, from everyday money management to long-term financial planning.

Financial coaching and reward recommendations – all based on members’ activity.

Short, practical lessons and tools that help employees build financial knowledge around real-life goals.
David Donnelly
Group Head of Human Resources at San Carlo
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they improve your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
.webp%3F2026-04-24T09%3A08%3A30.414Z&w=3840&q=85)
Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.



Talk to us about the positive impact we can have on your teams and your business.