đź’ˇ A new era of financial education đź’ˇ Discover the latest release of our Workplace Finance platform

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CONSTRUCTION

Helping construction build more

The all-in-one financial wellbeing platform that reduces construction workers’ money worries and puts them in control

CLIENT RESULTS

After rolling out Stream, clients typically see:

16%

reduction in employee turnover

81%

feel more in control about their money

86%

of members feel less stressed

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Brewers
Carlisle
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Tool Station
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Brewers
Carlisle
logo
Anchor
gk
Tool Station
Screwfix
Brewers
Carlisle
logo
Anchor
gk
Tool Station
Screwfix
Brewers
Carlisle
logo
Anchor
gk
Tool Station
Screwfix
Brewers
Carlisle
Overview

The cost of financial stress in construction

Money worries affect people’s sleep and mental health – and are proven to reduce IQ capacity by up to 13 points. That means construction workers are distracted, less able to focus or make quick decisions. Which has a direct impact on safety and productivity.

Better for colleagues, better for business

Stream connects with your systems and members’ bank accounts to give colleagues personalised financial wellbeing tools – all based on their income and spending. Colleagues can take 50% of their pay when they need it. They can save and borrow money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way. Giving them more control over their finances, and you have a more engaged workforce.

Stream App on Budget page in a construction environment
THE TOOLKIT

The complete financial wellbeing toolkit, all in one place

Budget

Brings shifts, pay and budgeting together, helping members make more confident financial decisions.

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Spending

Helps employees set a plan, stick to it and spend confidently.

Flexible Pay

Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Rewards

Discounts and cashback to make members’ money go further.

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Recognition

Recognise great work with peer shout-outs, milestone awards and company programmes, rewarded with cash employees can actually use.

Claim

Helps members to find and claim any government benefits they’re entitled to.

Workplace Savings

Members can auto-save from their wages and earn 3.80% interest, with no minimum deposit and no fees.

Workplace Loans

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Find & Combine

Tracks down members’ pensions, and brings them together into a single pot, giving them greater choice and control over their retirement.

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Financial Education

Covers the essential financial topics employees need to understand, from everyday money management to long-term financial planning.

Coach

Financial coaching and reward recommendations – all based on members’ activity.

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Learn

Short, practical lessons and tools that help employees build financial knowledge around real-life goals.

"Before Stream it was a lot more stressful living day to day, now it's a lot more relaxing, I find myself a lot more happy and bubbly. I know that I've got that safety net there for when I need it. Best solution I could ever think of."

Lisa

TC Facilities Management

Stream reviews

“When months are expensive and you're running low on wages , this allows you to have freedom with your money and to he able cover costs of day to day living.”
Megan - Stream memberfrom Trustpilot
“Absolutely brilliant service, love the savings interest rates!”
Julie - Stream memberfrom Trustpilot
“Stream has made finance planning very flexible, easily accessible and the app is user friendly- top notch. I would recommend this for friends , family and organizations to use it.”
Ada - Stream memberfrom Trustpilot
“The convenience of using the money whenever you need it makes life easier. The company is so considerate and helpful.”
Cliopatra - Stream memberfrom Trustpilot
“When months are expensive and you're running low on wages , this allows you to have freedom with your money and to he able cover costs of day to day living.”
Megan - Stream memberfrom Trustpilot
“Absolutely brilliant service, love the savings interest rates!”
Julie - Stream memberfrom Trustpilot
“Stream has made finance planning very flexible, easily accessible and the app is user friendly- top notch. I would recommend this for friends , family and organizations to use it.”
Ada - Stream memberfrom Trustpilot
“The convenience of using the money whenever you need it makes life easier. The company is so considerate and helpful.”
Cliopatra - Stream memberfrom Trustpilot

Everything you need to support your team’s financial wellbeing

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Measure success in real time

The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Financial benefits made easy

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Secure Integration

Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.

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No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

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24/7 support

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes

ABOUT STREAM

Building better financial futures

Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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