Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
Help colleagues take control of their financial wellbeing – and see the business impact of more engaged and productive employees.

Only 20% of employees say their company’s financial wellbeing strategy meets their needs. Needs like budgeting when your pay changes every month, and managing cashflow with a fixed payday. Or borrowing and saving at high interest rates when you’re on a lower income.

The Stream platform is built on industry research and shaped by behavioural science. It gives people practical ways to improve their financial resilience in the short term, plan for life’s milestones, and build long-term security. Which helps reduce stress and improve quality of life – and has a direct impact on your business.


Shifts, pay and spending – all in one place – to help people make better financial choices.

Helps employees set a plan, stick to it and spend confidently
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Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
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Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Tracks down members’ pensions and combines them into one pot, giving them choice and control over their investments.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Discounts and cashback to make members’ money go further.

Financial coaching and reward recommendations – all based on members’ activity.

Helps members to find and claim any government benefits they’re entitled to.

Shifts, pay and spending – all in one place – to help people make better financial choices.

Helps employees set a plan, stick to it and spend confidently
.webp%3F2025-08-19T15%3A15%3A56.203Z&w=3840&q=75)
Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
.webp%3F2025-08-19T15%3A09%3A27.141Z&w=3840&q=75)
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.

Tracks down members’ pensions and combines them into one pot, giving them choice and control over their investments.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Discounts and cashback to make members’ money go further.

Financial coaching and reward recommendations – all based on members’ activity.

Helps members to find and claim any government benefits they’re entitled to.
Our financial wellbeing benefits support members in 20+ industries, who typically see
16%
reduction in employee turnover
12%
increase in shift fulfilment
Our platform delivers award-winning results - for us and our clients




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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
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Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Talk to us about the positive impact we can have on your teams and your business.