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SOLUTIONS OVERVIEW

The complete financial wellbeing platform

Our benefits improve your employees' financial health, while boosting your productivity, retention and engagement.

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Benefits designed to improve your employees' financial wellbeing

We build our products based on best practices set out by NEST Insight, Money & Pensions Service and the UK Government.

We’ve taken their two core pillars and added a third: build long-term security. This gives employees practical tools and services that help them take control of their financial health in the short, medium and long term.

IMPROVE FINANCIAL WELLBEING
Track

Shifts, pay and spending – all in one place – helping people make better financial choices.

Budget

Gives people the ability to set a plan, and most importantly, stick to it.

Pay

Members can take up to 50% of their earnings before payday, proven to increase shift uptake.

Rewards

Discounts and cashback designed to make money go further.

Claim

Helps people to find and claim any government benefits they’re entitled to.

Plan for the future
Workplace Savings

Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.

Workplace Loans

Helps to fund life’s bigger purchases, with favourable rates and no hidden fees.

Coach

Financial coaching and reward recommendations – all based on members’ activity.

Build long-term security
Find & Combine

Tracks down pensions and brings them all into a single pot, giving more choice and control.

Proven to deliver measurable business impact

By helping colleagues build financial wellbeing, you can increase productivity, morale and retention. Stream clients typically see:

16%

lower employee turnover

12%

more shifts filled

14%

reduction in absenteeism

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"If you're thinking about launching Stream, I would say don't think, just do. It's probably one of the most important things you could do for your people, and the impact will be felt. Your people will thank you for it."

Paul Caldwell

Wellbeing Manager

User Reviews

Super easy to use. Lots of added benefits. Love the reminders and notifications for rewards!
Kerry - Stream userfrom Trustpilot
I think this is a great app. I have just started to save a fixed amount deducted from my wages each month. The interest rate is very competitive and I can withdraw money anytime if I want.
Margaret - Stream userfrom Trustpilot
What a fantastic invention! I can save and receive excellent interest rates and interest added daily, and I can access those savings easily. Sudden expenses are no longer a drama. No expensive credit card fees for me anymore. Just access to my own money when I need it! Transfers take a millisecond! Blooming Brilliant!
Charlotte - Stream userfrom Trustpilot
Love this app! I can check my shifts have been recorded properly, check my income daily and if I run short of money before payday it allows you to borrow from your next pay packet - you pay back on pay day and no interest. Also allows you to save every month. Highly recommended.
Lee - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream userfrom Trustpilot
Stream is there for me in times of need and I am really happy to have it.
Chenjerai - Stream userfrom Trustpilot
Super easy to use. Lots of added benefits. Love the reminders and notifications for rewards!
Kerry - Stream userfrom Trustpilot
I think this is a great app. I have just started to save a fixed amount deducted from my wages each month. The interest rate is very competitive and I can withdraw money anytime if I want.
Margaret - Stream userfrom Trustpilot
What a fantastic invention! I can save and receive excellent interest rates and interest added daily, and I can access those savings easily. Sudden expenses are no longer a drama. No expensive credit card fees for me anymore. Just access to my own money when I need it! Transfers take a millisecond! Blooming Brilliant!
Charlotte - Stream userfrom Trustpilot
Love this app! I can check my shifts have been recorded properly, check my income daily and if I run short of money before payday it allows you to borrow from your next pay packet - you pay back on pay day and no interest. Also allows you to save every month. Highly recommended.
Lee - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream userfrom Trustpilot
Stream is there for me in times of need and I am really happy to have it.
Chenjerai - Stream userfrom Trustpilot
EMPLOYER DASHBOARD

Out platform gives you everything you need to support your team’s financial wellbeing

Measure success in real time

The Employer Dashboard lets you track the impact of your financial wellbeing benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Financial wellbeing benefits made easy

Secure integration with your systems

Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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