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SOLUTIONS

Built for impact that matters

We measure financial wellbeing and report on our impact, and help employers understand theirs

OVERVIEW

Shaping the financial wellbeing industry

We’re on a mission to reduce the poverty premium and provide fair financial services to all workers. Everything we do is in support of this mission. We partner with leading researchers to understand how employers can help improve their teams’ financial wellbeing – and the impact it will have on their business.  Our reports and thinking set the agenda for future debate. And we measure the impact of our products so employers can improve their financial wellbeing strategies and get better business results.

Asda
F&M
NHS
Superdrug
Next
twc
rt
Asda
F&M
NHS
Superdrug
Next
twc
rt
Asda
F&M
NHS
Superdrug
Next
twc
rt
Asda
F&M
NHS
Superdrug
Next
twc
rt
Asda
F&M
NHS
Superdrug
RESOURCES

Our library

The State of Financial Wellbeing 2025

The State of Financial Wellbeing 2025

Mind Over Money Report

Mind Over Money Report

Essential & Excluded Report

Essential & Excluded Report

Our impact Advisory Board

Stream operates under a Social Charter, as described in our Articles of Association on Companies House:

“The objects of the Company are to promote the success of the Company: (a) for the benefit of its members as a whole; (b) through its technology, to reduce the poverty premium and help workers improve their financial wellbeing; and (c) through its business and operations, to have a material positive impact on (i) society and (ii) the environment, taken as a whole.”

The Stream Impact Advisory Board (the Board) provides independent, strategic advice to Stream’s leadership team on the fulfilment of Stream’s Social Charter.

The Board members

Emily Trant (Chief Impact Officer, Stream)

Chair

Hayley Hand (Investment Director, Better Society Capital)

Member

Sara Davies (Associate Professor, University of Bristol)

Member

Nye Cominetti (Principal Economist, Resolution Foundation)

The purpose of the Board

Stewardship of Social Charter

Provide external perspective on labour market and financial services ecosystem which create opportunities and risks to achieving the outcomes described in the Social Charter. 

Assess impact performance

Provide external perspective on impact measurement, management, and reporting practices.

Constructive challenge

Help ensure the integrity and credibility of Stream’s commitment to its stated mission and impact goals by providing constructive challenges on Stream’s development of products and services, both new and existing.

Identify trends

Offer insights on emerging best practices, risks, and innovations in the relevant impact sector(s).


The Board operates as an advisory board, whose remit is to provide advice. The Board has no accountability for the decisions and practices of Stream’s leadership team, who are responsible for receiving and acting upon the advice of the board. You can view the terms of reference here.

AWARDS

Award winning impact

Our platform delivers award-winning results - for us and our clients.

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Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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