Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026

Stream gives you the tools to manage your money day-to-day and build a brighter financial future. All in one place.

Stream gives you the tools to manage your money day-to-day and build a brighter financial future. All in one place.

We all need a little flex in our finances. To handle unexpected costs. To cope with rising bills. Or to treat our families. Stream’s Budget, Pay and Rewards tools give you that flex. Helping you take control and make the most of your money.

Transfer up to 50% of your earnings into your account, whenever you need to. No more waiting until payday.

Set a budget, see all your spending in one place, and make adjustments in real time.

Make your pay go further. Get money off at 500+ brands with discounts to use at check out.

Our calculator looks at benefits, grants and social tariffs, then helps you claim any help you’re entitled to.

See your shifts, your earnings and your pay. With simple statements to sum it all up.

Transfer up to 50% of your earnings into your account, whenever you need to. No more waiting until payday.

Set a budget, see all your spending in one place, and make adjustments in real time.

Make your pay go further. Get money off at 500+ brands with discounts to use at check out.

Our calculator looks at benefits, grants and social tariffs, then helps you claim any help you’re entitled to.

See your shifts, your earnings and your pay. With simple statements to sum it all up.
First house, clearing debt or simply having a buffer. We all have plans. And to make them happen we often need to budget, save or borrow money. Stream’s savings account, loans and coaching help you reach your milestones faster, and more affordably.

A virtual coach to answer your money questions, suggest rewards, discounts and ways to save based on your spending, and build personalised financial learning plans for you. On hand 24/7.

With a representative APR of 13.9% to 19.9%, you can achieve life's milestones and repay directly from your salary, helping you never miss a payment.

Earn competitive interest, with no fees and no minimum deposit. Auto-save from your pay, transfer funds from another account, or round down each shift’s pay to the nearest pound, adding the difference to your pot.

A virtual coach to answer your money questions, suggest rewards, discounts and ways to save based on your spending, and build personalised financial learning plans for you. On hand 24/7.

With a representative APR of 13.9% to 19.9%, you can achieve life's milestones and repay directly from your salary, helping you never miss a payment.

Earn competitive interest, with no fees and no minimum deposit. Auto-save from your pay, transfer funds from another account, or round down each shift’s pay to the nearest pound, adding the difference to your pot.
No one knows what the future holds. But making the right choices with money can mean you’re protected and comfortable, whatever life throws at you. Stream gives you the tools to plan ahead and build long-term financial security, starting with your pensions.

Find all of your old pensions, and combine them into one easy to manage retirement plan.

Find all of your old pensions, and combine them into one easy to manage retirement plan.
3M
essential workers use Stream
86%
of members feel less stressed with Stream
£68M
set aside by Stream members in 2024
Our social charter is written into our Articles of Association. That means everything we do – from our products to our policies – helps support our mission to measurably improve financial wellbeing for workers.
Can I track any early Pay I’ve taken in the Budget tool?
Is the money in my Stream savings account protected?
Why can Stream offer better interest than the high street banks?
What sort of pensions do you deal with?
Can I use the Find and Combine tools separately?
Talk to us about the positive impact we can have on your teams and your business.