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PLANNING FOR THE FUTURE

Fair financial services: savings, loans, and support

Help people make plans happen, affordably

Plans that make work worth it

First car, consolidating debt or simply having a buffer. We all need plans. And to make them happen, we often need to budget, save, or borrow money. But the world of banking isn’t always fair or designed for everyone. Low interest rates stunt the growth of smaller savings. While high interest can send the cost of borrowing sky high, leaving people demotivated and stressed – at home and at work.

A toolkit to take people forward

Stream offers a savings account with 3.80% interest* and competitive, affordable loans. While Coach supports members on their journey, with a financial health score and insights to help them improve it. Helping people reach their milestones faster. Which reduces stress, increases job satisfaction and improves people’s relationship with work.

* 3.73% Gross | 3.80% AER, subject to variability. Interest-bearing savings are available to all Stream members aged 18+ excluding US citizens and those with tax residency outside the UK.
Asda
NHS
Fuller's
Pizza Express
Next
Brewers
Superdrug
Asda
NHS
Fuller's
Pizza Express
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Brewers
Superdrug
Asda
NHS
Fuller's
Pizza Express
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Brewers
Superdrug
Asda
NHS
Fuller's
Pizza Express
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Brewers
Superdrug
Asda
NHS
Fuller's
Pizza Express
FINANCIAL SOLUTIONS

Helping workers plan ahead

Workplace Savings

Members can auto-save from their wages or their bank account and earn interest, with no minimum deposit, and no fees.

Workplace Loans

Help to fund life’s bigger purchases with competitive rates and no hidden fees. Repaid directly from members’ salaries.

Coach

A virtual coach to answer members’ money questions and suggest rewards, discounts and ways to save money, based on members’ spending.

34K

members set financial goals in 2024 (FinWell 2024)

86%

of members feel less stressed with Stream

70%

of members feel more loyal to their employers since having Stream

CUSTOMER TESTIMONIAL
“It taught me discipline on how to save and not to spend”

Latoya, Gate Line Stewardess

Carlisle Support Services

Stream reviews

Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Great way to access your wage when you earn it. A great help when problems arise that you haven’t budgeted for.
Vicki - Stream userfrom Trustpilot
Love Stream! Tracks my shifts, offers the opportunity to build a savings pot, gives me discounts, saves me charges if an unexpected bill comes in, provides financial planning and advice, and allows me access to a percentage of my wages as I earn if I need it for no more than the cost of a cashpoint. I will never stop singing your praises. Thank you!
Micaela - Stream userfrom Trustpilot

Everything you need to support your team's financial wellbeing

Measure success in real time

The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

EASY INTEGRATION

Financial benefits made easy

Secure integration with your systems

Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.

FAQ

Frequently Asked Questions

Are Workplace Savings protected?

How do you keep members’ data safe?

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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3M+ workers
2,000+ brands
10M+ monthly transactions