Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
For too long, financial health has been measured simply using metrics like income and debt. The FinWell Index changes that. Developed by Stream and behavioural scientists at CogCo, this is the UK’s most comprehensive tracker of financial health, assessing not just what people have, but what they are able to do (Capabilities) and how they feel (Subjective Wellbeing).
In a complicated economic environment, objective data only tells half the story. The FinWell Index reveals the true pressures on people across the UK - from high earners experiencing worry to lower earners demonstrating impressive resilience.
Download the full report to learn about:
- The headline trend: The overall FinWell Index score has declined from the 2024 baseline of 100 to 99.1 in 2025. Learn what factors are driving this downward movement.
- The growing divides: Find out which specific demographics are experiencing the sharpest declines in financial capability and resilience.
- Actionable solutions: Move beyond measurement into impact. The report outlines three ways employers and policy-makers can use the FinWell Index data to pinpoint unique challenges and build a positive trajectory for financial wellbeing in the UK
