Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
We find and combine old and missing pensions, so people can feel confident about their future.
For every job, there’s a pension. And for every pension, there’s admin – like changes of address and account log ins. Often, people lose track and don’t know where all their pensions are, how they’re performing, or what their income could be when they retire. That lack of clarity stops people from taking control and ownership of their retirement.
We take finding and combining pensions off your colleagues’ hands. They can see everything in one dashboard, giving them confidence and control over their long-term security. We offer both products in one, easy to use solution.
Members simply tell us where they worked and when, and we do the rest.
Members have the option to combine their previous or lost pensions into one easy to manage pension.
Members simply tell us where they worked and when, and we do the rest.
Members have the option to combine their previous or lost pensions into one easy to manage pension.
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Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Shifts, pay and spending – all in one place – to help members make better financial choices.
Helps employees set a plan, stick to it and spend confidently.
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Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Helps members to find and claim any government benefits they’re entitled to.
Financial coaching and reward recommendations – all based on members’ activity.
Help to fund life’s bigger purchases with competitive rates and no hidden fees. Repaid directly from members’ salaries.
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Members can auto-save from their wages or their bank account and earn interest, with no minimum deposit, and no fees.
Tracks down members’ old pensions to bring them into one pot, giving them choice and control over their investments.
Shifts, pay and spending – all in one place – to help members make better financial choices.
Helps employees set a plan, stick to it and spend confidently.
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Helps members to find and claim any government benefits they’re entitled to.
Financial coaching and reward recommendations – all based on members’ activity.
Help to fund life’s bigger purchases with competitive rates and no hidden fees. Repaid directly from members’ salaries.
Members can auto-save from their wages or their bank account and earn interest, with no minimum deposit, and no fees.
Tracks down members’ old pensions to bring them into one pot, giving them choice and control over their investments.
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Talk to us about the positive impact we can have on your teams and your business.
