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Learn

Financial education for every worker, built around real life goals

Learn brings structured workplace financial education to your workforce. Short lessons, tools and quizzes designed around the real-life financial challenges your people actually face.

Help your people build real financial knowledge

Most workplace financial education is generic, static, and easy to forget. Learn takes a different approach. Each course is built around a real life financial goal, whether that’s managing everyday spending, buying a home, or planning for retirement. All delivered in short, interactive lessons that fit into a busy working day.

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Fullers
Pizza Express
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Asda
NHS
Fullers
Pizza Express
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Fullers
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Start with Coach, Learn with purpose

Not sure where to start? Coach helps your people work out what matters most to them financially then Learn builds the path to get there, serving up the courses most relevant to their goals. Education that's personal from the very first step.

Short lessons, tools and quizzes, built for real engagement

Every lesson is short, jargon free and designed to be completed in a few minutes. Made up of 150 lessons, tools and quizzes, the courses combine clear content with interactive elements that turn reading into doing. Your people don’t just learn about money, they practice managing it, and that’s what actually changes behaviour.

Courses built around real life, not a generic curriculum

There are 14 courses in total, each focused on a real goal people are actually dealing with, like managing everyday spending, building financial resilience, handling a big life change, or planning ahead. Whatever’s on their plate right now, there’s a course designed to help.

Education that leads to action

Learn sits within the full Stream platform, so what your people discover can connect directly to action. Understood how budgeting works? Budget is right there. Found out they’re missing pension contributions? Find & Combine lets them act straight away. Education becomes useful when the tools to act on it are right alongside it.

14 structured courses made up of 150 lessons, tools and quizzes:

From sorting your bills and building an emergency fund to planning your retirement and starting to invest — each course breaks down the big topics into short, manageable lessons that fit around your life. Pick a course, track your progress, and build the financial confidence to plan for now and for the future.

Protect Myself From Scams

Scams are getting harder to spot. Learn how to recognise the warning signs, protect yourself, and keep your money safe.

Sort My Bills & Payments

Staying on top of bills can feel overwhelming — but it doesn't have to be. Get a clear plan for managing your payments so you're always prepared, whatever comes your way.

Prepare for a Baby

A new baby brings big joy and big expenses. This course helps you understand what to expect financially, so you can focus on what matters most.

Buying Your First Home

Buying your first home is one of the biggest financial steps you'll take. We walk you through the costs, the process, and how to set yourself up for a strong start.

Manage Money As a Couple

Combining finances takes trust, communication, and a solid plan. Learn practical ways to manage money together and build a stronger financial future as a team.

Get On Top of My Money

Feeling like your money is managing you? This course gives you the tools and confidence to take back control — and keep it.

Start Saving

Even small amounts add up. Whether you're new to saving or just need a fresh start, we'll show you simple steps to start building the habit today.

Build My Emergency Fund

Life is unpredictable — your emergency fund is your financial safety net. Learn how to start building one, no matter your income, so you're ready for whatever comes next.

Pay Off My Debt

Debt can feel daunting, but the right plan makes all the difference. We'll help you understand your options and take confident steps towards becoming debt-free.

Improve My Credit Score

Your credit score affects more than you might think. Learn what influences it, how to improve it, and how small changes today can open up better financial options tomorrow.

Start Investing

Investing isn't just for the wealthy — it's for anyone ready to grow their money over time. We break down the basics so you can start making your money work harder for you.

Plan for the Unexpected

You can't predict what's around the corner, but you can be ready for it. Build the financial resilience to handle whatever comes next — without the panic.

Understand My Pension

Your pension is one of your most valuable financial assets — but it can be confusing. We'll help you understand how it works and how to make the most of what you've got.

Plan My Retirement

The earlier you plan for retirement, the more options you'll have. This course helps you think through what you'll need and start building toward the future you want.

15 embedded tools available from MoneyHelper

Learning is just the start. Once you've completed a course, put it into practice with built-in financial tools — check your mortgage affordability after your first home course, or see how your savings could grow after starting your savings journey.

Budget Planner

Build a clear picture of your monthly spending

Quick Cash Finder

Find ways to free up money quickly

Baby Cost Calculator

Estimate the costs of having a baby in the first year

Baby Money Timeline

A week-by-week guide to money matters during pregnancy

Compare Guaranteed Income Products

Compare annuity rates to find the best deal for your pension

Debt Advice Locator

Find free, confidential debt advice near you

Debt Advice Locator - Face to Face

Find face-to-face debt advice near you

Mortgage Affordability Calculator

Find out how much you could borrow for a mortgage

Mortgage Calculator

Work out your monthly mortgage repayments

Stamp Duty Calculator

Find out how much stamp duty you will pay on a property

Net Pay Calculator

See your take-home pay after tax and deductions

Redundancy Pay Calculator

Check what redundancy pay you are entitled to

Savings Calculator

See how your savings could grow over time

"Stream helps that sense of being helpless or not having anyone to talk to."

Clint

Cleaner, CT Facilities Management

Take a tour of Learn

Stream reviews

Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Easy to use app and really beneficial for managing my money
Marie - Stream memberfrom Trustpilot
Great quick and easy access to your wages and transfers. First time user of this app and so easy to use. Great for keeping track on earnings each month, easy to understand, coach is good, pot builder is good and easy to set up. All round, a delight to use, 5⭐️
Lisa - Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream memberfrom Trustpilot
The convenience of using the money whenever you need it makes life easier. The company is so considerate and helpful.
Cliopatra - Stream userfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Easy to use app and really beneficial for managing my money
Marie - Stream memberfrom Trustpilot
Great quick and easy access to your wages and transfers. First time user of this app and so easy to use. Great for keeping track on earnings each month, easy to understand, coach is good, pot builder is good and easy to set up. All round, a delight to use, 5⭐️
Lisa - Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream memberfrom Trustpilot
The convenience of using the money whenever you need it makes life easier. The company is so considerate and helpful.
Cliopatra - Stream userfrom Trustpilot
EMPLOYER DASHBOARD

Everything you need to support your team's financial wellbeing

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Measure success in real time

The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Financial benefits made easy

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Secure integration with your systems

Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

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No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

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24/7 support

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.

FAQS

Learn facts

What does Learn include?

How much does Learn cost members?

How do you keep members' data safe?

How do you deal with vulnerable members?

Does Learn work alongside Coach?

RESOURCES

Our library

How Superdrug reduced payroll queries

How Superdrug reduced payroll queries

Mind Over Money Report

Mind Over Money Report

How workers are being held back by financial scarcity

How workers are being held back by financial scarcity

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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