Stream reports 81% year-on-year revenue growth in FY2025

LONDON, United Kingdom, 7th August 2026: Workplace Finance leader Stream has released its Annual Report and Financial Statement for the year ended 31 December 2025, reporting revenue of £66.8m, up 81% year-on-year, driven by continued expansion of Stream’s employer base, which now reaches 4 million employees globally. 

The fintech company, which is headquartered in London and also operates in the US and Europe, delivered a positive EBITDA run rate on a monthly basis by the close of the year, setting the pathway towards profitability in the near-term, as well as further investment in the platform. UK revenue grew 50% year-on-year, while international revenue saw a 242% uplift in the same timeframe. 

Stream provides workers across sectors such as retail, hospitality and healthcare with easy access to financial services. The B Corp Workplace Finance provider was founded with a social charter to improve financial wellbeing for the everyday worker. 

Improving employee financial wellbeing 

During 2025, Stream reduced the UK poverty premium - the extra amount low-income households pay for goods and services - for over 455,000 of its members by £40m, an average cost saving of £87.85 per person.

Stream’s Workplace Savings product supported over 550,000 UK members to build savings in 2025, holding £82m in total savings balances by the end of the year - including 122,000 saving for the first time. By August 2026, over 950,000 employees have saved through Stream, with 340,000 doing so for the first time. This is against the backdrop of a quarter of adults having less than £100 in savings. 

Stream’s Workplace Loans product, launched in 2024, has enabled workers to save £24m in loan APR and associated fees throughout 2025. By using payroll, banking and employment data to build a more accurate picture of affordability, Stream is able to offer better rates than the alternatives – with average savings per loan, when compared with the alternative on the market, at £551 per loan. 

Expanding reach through capital investment and M&A

In H2 2025, Stream closed a $90m Series D funding round. Existing shareholders increased their positions, with two new impact-focused investors, Sofina Group and Better Society Capital making investments. This investment gives Stream the capital to accelerate its mission by partnering with more of the world's best employers, deepening its product offering and platform investment, and expanding into new markets.  

Stream also acquired pensions technology company, Zippen. The move enabled Stream to launch Find and Combine, which to date has helped its members recover over £23 million in lost pensions at an average of £3,000 per person. In the UK there are an estimated £31.1 billion in pension assets remaining unclaimed, with lower- and middle-income workers typically holding twice as many unclaimed pension pots as the average UK worker. 

Peter Briffett, CEO and co-founder of Stream, said:

“2025 was a year we will look back on as truly transformative -  for Stream as a business, and the millions of workers whose financial lives we touch every day. 

“The macroeconomic backdrop was challenging. Inflation, rising costs of living, and financial turbulence continued to affect workers across the UK, US, and beyond. Against this backdrop, demand for financial wellbeing has never been stronger, and our resolve to meet that demand has never been sharper. 

“These results were achieved while continuing to invest in our products, our people, and our mission. EBITDA improved significantly, and we ended the period broadly EBITDA break-even on a monthly basis, a meaningful milestone in our journey towards sustainable, mission-led growth and continuing to help every worker save money and access fair financial services and through one easy-to-use platform.”