About Salutem
As a national care provider, Salutem operates in a sector defined by tight margins, rising living costs and ongoing workforce pressure. This meant they needed to...
- Support colleagues struggling with rising essential costs
- Reduce reliance on overdrafts, high cost credit, and informal borrowing
- Deliver measurable engagement, not a low usage wellbeing add on
What did Salutem need Stream?
Salutem operates in a sector defined by tight margins, rising living costs and ongoing workforce pressure. The business identified three specific problems it needed to solve: supporting colleagues struggling with rising essential costs, reducing reliance on overdrafts, high-cost credit and informal borrowing, and — critically — finding a solution that would deliver genuine, measurable engagement rather than become a low-usage wellbeing add-on, since most workplace financial wellbeing tools only reach single-digit adoption.
What challenges did Stream solve?
Stream gave Salutem's workforce real-time visibility of their earnings, structured flexible pay as an alternative to expensive borrowing, a route from short-term financial strain into active saving, and access to support — including unclaimed state benefits — that colleagues would otherwise have missed.
What measurable outcomes were achieved?
Stream has moved financial wellbeing from policy to practice across Salutem’s workforce.
What was the business impact?
Financial wellbeing at Salutem shifted from being a reactive HR conversation into embedded infrastructure supporting workforce stability — reaching adoption levels well beyond what similar tools typically achieve, with colleagues moving from short-term financial strain toward active saving and away from expensive credit.
"I find it so helpful being able to use part of my salary. Since starting my new job and budgeting for a 28 day pay packet, I found it difficult to adjust financially. Stream has taken a great weight off my mind."
"I'm more aware of how much I'm spending. I'm likely to work for Salutem for longer. I feel like I can focus more on doing a good job at work, and I sleep better at night."
Stream has become an integral part of Salutem's culture of care. By providing accessible financial tools and support, Salutem is helping their workforce achieve greater financial stability, reduced stress, and improved focus at work.
The partnership demonstrates that when employers invest in their people's financial wellbeing, everyone benefits: colleagues feel valued and supported, retention improves, and the quality of care can flourish.
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