Stream gives you the tools to manage your money day-to-day and build a brighter financial future. All in one place.
Stream gives you the tools to manage your money day-to-day and build a brighter financial future. All in one place.
Join over 3M members
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We all need a little flex in our finances. To handle unexpected costs. To cope with rising bills. Or to treat our families. Stream’s tools give you that flex – from discounts and budgeting tools to early access to your pay. Helping you take control and make the most of your money.
Set a budget, track all your spending in one place, and make adjustments in real time.
Instantly transfer up to 50% of your earnings into your account, whenever you need to.
Make your pay go further with money off your favorite brands. Search for discounts or get personalized alerts based on your spending.
Track all of your shifts – past, current and future – and the pay from each one. See how much early pay you can access, and what you’ve already taken. Then get simple statements that sum it all up.
Holiday pay. Health benefits. 401(k) plans. Our AI-powered assistant is on hand 24/7 to answer your HR and payroll questions, fill in forms for you, and make sure you get the benefits you’re entitled to.
Set a budget, track all your spending in one place, and make adjustments in real time.
Instantly transfer up to 50% of your earnings into your account, whenever you need to.
Make your pay go further with money off your favorite brands. Search for discounts or get personalized alerts based on your spending.
Track all of your shifts – past, current and future – and the pay from each one. See how much early pay you can access, and what you’ve already taken. Then get simple statements that sum it all up.
Holiday pay. Health benefits. 401(k) plans. Our AI-powered assistant is on hand 24/7 to answer your HR and payroll questions, fill in forms for you, and make sure you get the benefits you’re entitled to.
First house, clearing debt or simply having a buffer. We all need plans. And to make them happen, we need to understand our finances and how to grow them. Stream helps you claim benefits and boost your credit score, teaches you about your finances, and encourages you to build healthy habits. So you reach your milestones faster.
Get help finding, claiming and making the most of government benefits – like school meal programs, tax credits, and internet and cell phone discounts.
Get detailed credit reports, track your credit score 24/7, and understand how to improve it with help from our AI coach. Plus, get alerts when there’s a financial issue on the horizon.
Learn about your finances in a way that suits you. Take a lightning lesson, browse our library of resources, join a webinar, or experiment with our calculators and tools. Stay on top of your goals with monthly check-ins.
Work towards financial goals and build healthy habits, earning badges as you complete tasks – like opening a savings account or automatically putting aside a portion of your pay.
Get help finding, claiming and making the most of government benefits – like school meal programs, tax credits, and internet and cell phone discounts.
Get detailed credit reports, track your credit score 24/7, and understand how to improve it with help from our AI coach. Plus, get alerts when there’s a financial issue on the horizon.
Learn about your finances in a way that suits you. Take a lightning lesson, browse our library of resources, join a webinar, or experiment with our calculators and tools. Stay on top of your goals with monthly check-ins.
Work towards financial goals and build healthy habits, earning badges as you complete tasks – like opening a savings account or automatically putting aside a portion of your pay.
No one knows what the future holds. But making the right choices with money can mean you’re protected and comfortable, whatever life throws at you. Stream’s savings account, tax tools and AI coach help make those choices easier – letting you plan ahead for a stress-free future.
Earn a competitive 5% APY with no fees and $5 minimum deposit. Auto-save from your pay, transfer funds from another account, or round down each shift’s pay to the nearest dollar, adding the difference to your pot.
Change your W4 contributions whenever you want, giving you more access to your own money throughout the tax year. And keep track of the tax you owe and any refunds you’re due. All in the app.
A virtual coach to answer your money questions, suggest discounts and ways to save based on your spending, and build personalized financial learning plans for you. On hand 24/7.
Earn a competitive 5% APY with no fees and $5 minimum deposit. Auto-save from your pay, transfer funds from another account, or round down each shift’s pay to the nearest dollar, adding the difference to your pot.
Change your W4 contributions whenever you want, giving you more access to your own money throughout the tax year. And keep track of the tax you owe and any refunds you’re due. All in the app.
A virtual coach to answer your money questions, suggest discounts and ways to save based on your spending, and build personalized financial learning plans for you. On hand 24/7.
90%
of members feel happy that their employer started using Stream
85%
of Stream members use fewer credit products
90%
of members say their financial situation has improved
1 in 3
members are saving for the first time ever with Stream
76%
of Stream members feel more in control of their financial goals
>$90M
set aside by Stream members in 2024
Our social charter is written into our Articles of Association. That means everything we do – from our products to our policies – helps support our mission to measurably improve financial wellbeing for workers.
Can I track any early Pay I’ve taken in the Budget tool?
Is my money protected?
Why can Stream offer better interest than the high street banks?
How do you keep my data safe?
How much does Stream cost members?
Find out how we can boost your team's financial wellbeing and your bottom line
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