The all-in-one financial wellbeing platform that reduces workers’ money worries and increases engagement
After rolling out Stream, clients typically see:
21%
more shifts filled
90%
of members feel more positive about their employer
22%
lower employee turnover
Money worries affect people’s sleep, mental health and motivation – and are proven to reduce IQ capacity by up to 13 points. This means transport workers are less able to focus and engage with colleagues and the public. Which has a direct impact on productivity, safety and levels of service.
Stream connects with your systems and members’ bank accounts to give team members personalized financial wellbeing tools – all based on their income and spending. Workers can track their shifts and earnings. Take 50% of their pay when they need it. And get budgeting support and rewards that cut the cost of living. They can even save money at 5% APY. Our educational resources and tailored coaching let members take control of their financial future – helping them with things like W4 optimization and government benefits, and encouraging them to build healthy habits. Helping them stay focused, productive and on the ball.
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Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
Cut the cost of living with links to exclusive discounts based on your members’ spending.
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Support for your team to find and claim income-boosting government benefits.
Tools to help members track, understand and boost their credit scores.
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Earn badges for reaching financial goals and building healthy habits.
Members can auto-save from their wages and earn 5.13% APY, with just a $5 minimum deposit.
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Financial coaching and reward recommendations – all based on members’ activity.
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
Cut the cost of living with links to exclusive discounts based on your members’ spending.
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Support for your team to find and claim income-boosting government benefits.
Tools to help members track, understand and boost their credit scores.
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Earn badges for reaching financial goals and building healthy habits.
Members can auto-save from their wages and earn 5.13% APY, with just a $5 minimum deposit.
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Financial coaching and reward recommendations – all based on members’ activity.
Carli Schrader
3rd Generation Owner/Operator | Golden State Restaurants
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors.
We conduct impact research and analyze data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Find out how we can boost your team's financial wellbeing and your bottom line
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