Help colleagues take control of their financial wellbeing – and see the business impact of more engaged and productive employees.
76% of employers believe they provide an environment that supports employees’ financial health. But only 39% of employees agree – they simply aren’t getting what they need. Like ways to budget when your pay changes every month, and help managing cashflow with a fixed payday. Or the chance to save at high interest rates when you’re on a lower income.
The Stream platform is built on industry research and shaped by behavioral science. It gives people practical ways to improve their financial resilience in the short term, plan for life’s milestones, and build long-term security. Which helps reduce stress and improve quality of life – and has a direct impact on your business.
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Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals.
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
Cut the cost of living with links to exclusive discounts based on your members’ spending.
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Support for your team to find and claim income-boosting government benefits.
Tools to help members track, understand and boost their credit scores.
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Earn badges for reaching financial goals and building healthy habits.
Members can auto-save from their wages and earn 5.13% APY, with just a $5 minimum deposit.
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Financial coaching and reward recommendations – all based on members’ activity.
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals.
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
Cut the cost of living with links to exclusive discounts based on your members’ spending.
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Support for your team to find and claim income-boosting government benefits.
Tools to help members track, understand and boost their credit scores.
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Earn badges for reaching financial goals and building healthy habits.
Members can auto-save from their wages and earn 5.13% APY, with just a $5 minimum deposit.
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Financial coaching and reward recommendations – all based on members’ activity.
Our financial wellbeing benefits support members in 20+ industries, who typically see
22%
reduction in employee turnover
21%
more worker shifts filled
25%
reduction in absenteeism
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Find out how we can boost your team's financial wellbeing and your bottom line
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