Savings with 5.13% Annual Percentage Yield (APY)**, no fees and $5 minimum deposit
Half of US households have less than $500 in savings. Stream’s Savings tool can change that. Members watch their money grow faster, earning a competitive 5.13% APY** – a rate usually reserved for higher earners. And they can save straight from their wages. 85% of US workers say this helps them save. Savings is also shown to increase employee engagement and productivity – so everyone benefits.
We’ve partnered with Piermont Bank, Member FDIC* to offer members an account with an industry-leading 5.13% APY**, no fees, and a $5 minimum deposit. All managed through the Stream app.
They can send money directly from their wages every time they get paid. Savings pots help them save for life’s milestones. And they can switch on Save the Pennies, which rounds down each shift’s pay to the nearest dollar, and adds the difference to their savings.
By showing interest daily, we give members a reason to feel good about earning and saving. Employees who use Savings say they feel proud and report improved wellbeing.
Employers who help their employees save see big benefits, including a 43% increase in employee engagement. Which means fewer days off, more shifts taken and a lower turnover.
$90M+
set aside by Stream members in 2024
1 in 3
members are saving for the first time ever with Stream
40%
rise in productivity linked to helping people save
(National Fund for Workforce Solutions, 2018)
.webp%3F2025-09-10T12%3A45%3A34.452Z&w=3840&q=85)
The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
.webp%3F2025-09-10T12%3A36%3A40.793Z&w=3840&q=85)
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
How much does Workplace Savings cost members?
Is members’ money protected?
Why does Stream offer market leading interest?
What happens to an employee's savings account if they leave the company?
Find out how we can boost your team's financial wellbeing and your bottom line
.svg){kind=small}
.webp&w=3840&q=80){kind=logo}
