Service your teams and customers better
The financial wellbeing platform proven to increase retention in hospitality
After rolling out Wagestream, food service clients typically see
average reduction in absenteeism
average reduction in turnover
average improvement in filling shifts
average improvement in time to hire
Engaged teams, make happier customers
87% of hospitality workers say they’re affected by money worries, which has a direct impact on their productivity and your customer experience. 37% would move to another employer for better financial wellbeing support, leading to higher recruitment and onboarding costs for you.
Better for colleagues, better for business
Wagestream connects seamlessly with your systems and workers’ bank accounts to give your people personalized financial wellbeing tools – all based on their income and spending. Workers can track their shifts and earnings. Take 50% of their pay when they need it. And get budgeting support and rewards that cut the cost of living. They can even save money at 5% APY. Our educational resources and tailored coaching let members take control of their financial future – helping them with things like W4 optimization and government benefits, and encouraging them to build healthy financial habits. All of which reduces their financial stress and lets them serve customers – and your business – better.
The complete financial wellness toolkit, all in one place
Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
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Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals
Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.
Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals
Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.
Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
It's been a real game-changer for our crew, particularly in supporting their financial wellbeing goals and allowing them to access funds ahead of payday
Carli Schrader
3rd Generation Owner/Operator | Golden State Restaurants
Wagestream reviews
Everything you need to support your team’s financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they improve your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy
Secure Integration
Wagestream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Secure Integration
Wagestream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyze data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Our library
State of Financial Wellbeing: US Workforce Report 2025
Why on-demand pay is gaining traction in the US
Financial resilience is key to employee engagement & productivity
Empower your people. Elevate your business
Find out how we can boost your team's financial wellbeing and your bottom line
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