Let your teams take some of their earnings when they need to, any day of the week
Fluctuating income. Regular bills. Unexpected costs. Life doesn’t fit into neat pay cycles. In fact, 22% of US workers run out of money before payday. Forced to borrow, they get hit with unfair charges and lose sleep worrying about finances. Pay gives people a fairer choice. They can use some of the money they’ve earned to pay for the things they need, when they need them.
.svg){kind=small}
With Pay, members can use the Stream platform to access up to 50% of their earned wages. As it’s not a loan, there’s no interest. We just charge a small fee, making it a much more affordable choice.
Pay is proven to reduce stress and lead to stronger money management. And members are more likely to take extra shifts when they know they can get paid for them straight away. Which helps increase productivity, reduce absenteeism and boost overall job satisfaction. Helping you attract and keep the best people and save on recruitment and onboarding costs.
We can integrate with any payroll or time system for a quick and easy set up. After that, there’s zero admin for you.
90%
of members feel more positive about their employer
76%
of members feel more in control of their financial goals
25%
reduction in absenteeism
21%
more shifts filled
Director of Benefits
Crate & Barrel
.webp%3F2025-09-10T12%3A45%3A34.452Z&w=3840&q=85)
The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellness strategy.
How much does it cost to use Pay?
What is Pay and how does it work?
What makes Pay different from a loan?
How do people use Pay?
How quickly do members receive their money?
.webp%3F2025-09-10T12%3A36%3A40.793Z&w=3840&q=85)
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Find out how we can boost your team's financial wellbeing and your bottom line
.webp&w=3840&q=80){kind=logo}
