Helping people improve their financial health. And businesses, improve employee productivity, retention and engagement.
We’ve taken their two core pillars (improve financial resilience and plan for the future) and added a third: build long-term security. Giving workers practical tools and services that help them take control of their financial health in the short, mid and long term.
Easily see earnings, shifts, spending, and when payments are due. Updated daily. People know what shifts they need to take, and what they can afford to spend or save.
Helps employees set a plan, stick to it and spend confidently.
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Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Exclusive discounts to make members’ money go further – based on what they’re already buying.
An AI-powered assistant for all things HR and payroll. Filling out forms. Finding documents. Answering questions. All taken care of 24/7.
Easily see earnings, shifts, spending, and when payments are due. Updated daily. People know what shifts they need to take, and what they can afford to spend or save.
Helps employees set a plan, stick to it and spend confidently.
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Exclusive discounts to make members’ money go further – based on what they’re already buying.
An AI-powered assistant for all things HR and payroll. Filling out forms. Finding documents. Answering questions. All taken care of 24/7.
Support for your team to find and claim income-boosting government benefits.
Tools to help members track, understand and boost their credit scores.
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Earn badges for reaching financial goals and building healthy habits.
Support for your team to find and claim income-boosting government benefits.
Tools to help members track, understand and boost their credit scores.
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Earn badges for reaching financial goals and building healthy habits.
Members can auto-save from their wages and earn 5.13% APY, with just a $5 minimum deposit.
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Financial coaching and reward recommendations – all based on members’ activity.
Members can auto-save from their wages and earn 5.13% APY, with just a $5 minimum deposit.
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Financial coaching and reward recommendations – all based on members’ activity.
By helping your people build financial resilience and wellness, you can increase productivity, morale and retention. Stream clients typically see:
22%
lower employee turnover
21%
more shifts filled
25%
reduction in absenteeism
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Stream was founded on a social charter to improve workers’ financial wellness. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellness strategy.
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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Find out how we can boost your team's financial wellbeing and your bottom line
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