Keep production on track
The all-in-one financial wellbeing platform that reduces manufacturing workers’ money worries and helps increase productivity
After rolling out Wagestream, clients typically see
lower employee turnover
lower absenteeism
more shifts filled
The cost of financial stress
Money worries affect workers’ sleep, mental health and motivation. And financial stress is shown to cut people’s IQ capacity by up to 13 points. That means it’s hard for them to stay focused, engaged and happy in their job. Which has a direct impact on productivity, absenteeism and turnover for you.
Practical tools to reduce money worries
Wagestream connects seamlessly with your systems and members’ bank accounts to give your teams personalized financial wellbeing tools – all based on their income and spending. Colleagues can track their shifts and earnings. Take 50% of their pay when they need it. And get budgeting support and rewards that cut the cost of living. They can even save money at 5% APY. Our educational resources and tailored coaching let members take control of their financial future – helping them with things like W4 optimization and government benefits, and encouraging them to build healthy habits. Better financial wellbeing for them. A more engaged workforce for you.
The complete financial wellness toolkit, all in one place
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Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals
Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.
Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Pay
Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.
Budget
Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals
Track
Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.
Rewards
Cut the cost of living with links to exclusive discounts based on your members’ spending.
Concierge
An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
"It's been a real game-changer for our crew, particularly in supporting their financial wellbeing goals and allowing them to access funds ahead of payday"
Carli Schrader
3rd Generation Owner/Operator | Golden State Restaurants
Wagestream reviews
Everything you need to support your team’s financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy
Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Secure integration with 100+ systems
Wagestream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
No risk or disruption
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyze data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Our library
Financial resilience is key to employee engagement & productivity
Why on-demand pay is gaining traction in the US
State of Financial Wellbeing: US Workforce Report 2025
Ready to connect?
Talk to us about the positive impact we can have on your teams and your business.
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