Tools to help your team navigate short-term shocks and volatile income

To cope with surprises. To meet rising costs. Or to treat our families. For people on low or fluctuating incomes, it’s hard to see where that ‘give’ will come from. Making it hard to take control, avoid debt or know what you can afford.

Workers link the app with their bank account to see their earnings and spend in one place. They can track their shifts, take some of their pay when they need it or get money off where it really helps. And if they have an HR or payroll question, our AI-assistant is available 24/7. By giving them more control, you can create happier, more productive teams.

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Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.

Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals.

Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.

Cut the cost of living with links to exclusive discounts based on your members’ spending.

An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
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Members can take money they’ve earned when they need it. Even straight after their shift. And there’s no disruption to your pay cycle.

Easily see earnings, spending, and when payments are due. Updated daily. Members can plan confidently, avoid late payment fees, and even set financial goals.

Keep track of shifts – past, current and future – and the pay for each one. Plus, live details of how much early pay members can access, and what they’ve already taken.

Cut the cost of living with links to exclusive discounts based on your members’ spending.

An AI assistant for HR and payroll that helps members fill out forms, access documents, and find answers to their questions. All while your HR and payroll teams focus on more business critical work.
As a Certified B Corp, we want to improve the lives of workers by helping them build better financial resilience. It reduces their stress levels, which improves engagement, productivity and turnover for you.
1 in 5
Workers are less productive due to money worries
(CEBR, 2022)
79%
of workers globally would switch to another company that gives earned wage access
25%
reduction in absenteeism when businesses use Stream
Wayfair employee
Stream member
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Can members see their On-Demand Pay in Track?
How do you keep members’ data safe?
Find out how we can boost your team's financial wellbeing and your bottom line