Support long-term financial health
Offer your teams a comprehensive set of tools to help them improve their finances long term
No one knows what the future holds
But making the right choices with money can mean you’re protected and comfortable, whatever life throws at you. Choices like opening a savings account. Making the most of our W-4 contributions. Or simply learning more about financial planning.
For many people, making those choices can be hard. Jargon and complicated processes put them off. Financial education doesn’t feel accessible. And low credit scores mean they can’t get a decent rate on their savings, which makes opening an account seem pointless.
Fairer financial planning
With Wagestream, workers can open a savings account with just $5 and get 5.12% Annual Percentage Yield (APY) – a rate usually reserved for higher earners. They can change their W-4 contributions whenever they want, giving them more access to their own money throughout the tax year. And they can get personalized coaching, with recommendations, guidance, discounts and alerts based on their own spending and income. By helping them understand and improve their financial situation, you can create more engaged, productive teams.
Part of Wagestream’s complete financial wellness toolkit
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Workplace Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
A secure future for your people and your business
As a Certified B Corp, we want to improve the lives of workers by helping them build better financial resilience. But we also want to improve your bottom line. Financial wellbeing is proven to reduce stress, which in turn improves engagement at work. Which means less absenteeism, lower employee turnover, and more shifts filled.
of members feel more in control of their financial goals since using Wagestream
of members feel more positive about their employer
reduction in absenteeism when businesses use Wagestream
“I like the visibility it gives me about my pay, how it teaches me how to save, and it provides financial advice with sources.”
Floor & Decor employee
Wagestream user
Member Reviews
Everything you need to support your team’s financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Frequently Asked Questions
Is members’ money protected?
Why can Wagestream offer better interest than the high street banks?
How much does Wagestream cost members?
How do you keep members’ data safe?
Our library
Financial resilience is key to employee engagement & productivity
The financial resilience blueprint
Why on-demand pay is gaining traction in the US
Empower your people. Elevate your business.
Find out how we can boost your team's financial wellbeing and your bottom line
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