BUILDING LONG-TERM SECURITY

Support long-term financial health

Offer your teams a comprehensive set of tools to help them improve their finances long term

No one knows what the future holds

But making the right choices with money can mean you’re protected and comfortable, whatever life throws at you. Choices like opening a savings account. Making the most of our W-4 contributions. Or simply learning more about financial planning.

For many people, making those choices can be hard. Jargon and complicated processes put them off. Financial education doesn’t feel accessible. And low credit scores mean they can’t get a decent rate on their savings, which makes opening an account seem pointless.

Fairer financial planning

With Stream, workers can open a savings account with just $5 and get 5.13% Annual Percentage Yield (APY) – a rate usually reserved for higher earners. They can change their W-4 contributions whenever they want, giving them more access to their own money throughout the tax year. And they can get personalized coaching, with recommendations, guidance, discounts and alerts based on their own spending and income. By helping them understand and improve their financial situation, you can create more engaged, productive teams.

New Balance
Altium Packaging
Crate & Barrell
Burger King
Popeyes
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New Balance
Altium Packaging
Crate & Barrell
Burger King
Popeyes
Fill
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New Balance
Altium Packaging
Crate & Barrell
Burger King
Popeyes
Fill
Fill
Fill
New Balance
Altium Packaging
Crate & Barrell
Burger King
Popeyes
Fill
Fill
Fill
FINANCIAL TOOLKIT

Part of Stream’s complete financial wellness toolkit

Workplace Savings

Members can auto-save from their wages and earn 5.13% APY, with just a $5 minimum deposit.

Tax

Members can optimize their W-4 contributions, and keep track of what tax they owe and any refunds they’re due.

Coach

Financial coaching and reward recommendations – all based on members’ activity.

A secure future for your people and your business

As a Certified B Corp, we want to improve the lives of workers by helping them build better financial resilience. But we also want to improve your bottom line. Financial wellbeing is proven to reduce stress, which in turn improves engagement at work. Which means less absenteeism, lower employee turnover, and more shifts filled.

76%

of members feel more in control of their financial goals since using Stream

90%

of members feel more positive about their employer

25%

reduction in absenteeism when businesses use Stream

“I like the visibility it gives me about my pay, how it teaches me how to save, and it provides financial advice with sources.”

Floor & Decor employee

Stream user

Member Reviews

Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
Stream prioritise people over money. I've had a few niggling issues and despite it being in no way Stream's fault or responsibility, it was them that resolved my issue. They saw beyond their bottom line and helped a person in need.
Stream userfrom Trustpilot
Very helpful way of sorting out my financial situation.
Bernadine - Stream userfrom Trustpilot
So easy to use and keeps track of spending, does budgeting and can even save with it too.
Wendy - Stream userfrom Trustpilot
EMPLOYER DASHBOARD

Everything you need to support your team’s financial wellbeing

Everything you need to support your employee's financial wellbeing

Measure success in real time

The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Financial benefits made easy

Secure integration with your systems

Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.

FAQs

Frequently Asked Questions

Is members’ money protected?

Why can Stream offer better interest than the high street banks?

How much does Stream cost members?

How do you keep members’ data safe?

Empower your people. Elevate your business

Find out how we can boost your team's financial wellbeing and your bottom line

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4M+ workers
2,000+ brands
10M+ monthly transactions