Power better financial planning
Tools to help your people understand their finances and plan for a brighter future
Planning that makes work worth it
First car, consolidating debt or simply having a buffer. We all need plans. And to make them happen, we need to understand our finances and how to grow them.
But the world of finances doesn’t always make that easy. Complicated processes and financial jargon put people off. People are busy. Steps that seem simple enough at first can quickly begin to feel impossible.
So saving accounts go unopened. $140B of government benefits go unclaimed every year. And those without a plan for their financial future are left feeling unmotivated and stressed – at home and at work. Which impacts your business.
A toolkit to take people forward
Wagestream offers financial education designed to work for all of your people, whether they need a quick lesson on savings, or an in-depth podcast about retirement planning. Claim —our government benefits checker— makes sure members get everything they’re entitled to. While our Score and Achievements tools work together to help them understand how to improve their credit score and build healthy financial habits.
Meaning people reach their milestones faster, feel less stressed, and are more engaged and productive at work.
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Claim
We partner with Starlight to help members find and claim government entitlements – on everything from food and rent to childcare and heating costs.
Score
Members can track and build up their credit score with help from our AI coach. They get detailed credit reports from bureaus like Experian, alerts about potential financial issues, and earn badges for saving and budgeting.
Education
Bite-sized lessons, articles and monthly check-ins. Webinars, newsletters, and on-the-go-tools. Financial education designed to fit into busy lives, and tailored to every person’s needs and learning likes.
Achievements
Members work towards financial goals and build healthy habits, earning badges for their hard work. They can check off regular goals in the habit tracker, and learn to budget better with a daily calculation of their earnings versus their spending.
Claim
We partner with Starlight to help members find and claim government entitlements – on everything from food and rent to childcare and heating costs.
Score
Members can track and build up their credit score with help from our AI coach. They get detailed credit reports from bureaus like Experian, alerts about potential financial issues, and earn badges for saving and budgeting.
Education
Bite-sized lessons, articles and monthly check-ins. Webinars, newsletters, and on-the-go-tools. Financial education designed to fit into busy lives, and tailored to every person’s needs and learning likes.
Achievements
Members work towards financial goals and build healthy habits, earning badges for their hard work. They can check off regular goals in the habit tracker, and learn to budget better with a daily calculation of their earnings versus their spending.
More than a ‘nice to have’
As a Certified B Corp, we want to improve the lives of workers by helping them build better financial resilience. It reduces their stress levels, which improves engagement, productivity and turnover for you.
members set financial goals in 2024 (FinWell 2024)
of members feel more in control of their financial goals
reduction in absenteeism when businesses use Wagestream
more shifts filled at Wagestream clients
“Harri Pay (powered by Wagestream) has been a real game-changer for our crew members, particularly in supporting their financial wellbeing goals and allowing them to access funds ahead of payday. It's so easy for them to use, and the integration with our systems was super simple. It's been great to work with the team at Harri and Wagestream – they've made the whole process smooth and straightforward."
Carli Schrader
3rd Generation Owner/Operator, Golden State Restaurants
Wagestream reviews
Everything you need to support your team's financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Financial benefits made easy
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Frequently Asked Questions
Can members see their On-Demand Pay in Track?
How do you keep members’ data safe?
Our library
State of Financial Wellbeing: US Workforce Report 2025
Guide to measuring financial resilience
Why On-Demand Pay is Gaining Traction in the US
Empower your people. Elevate your business.
Find out how we can boost your team's financial wellbeing and your bottom line
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