A complete toolkit for financial wellbeing
Helping people improve their financial health. And businesses, improve employee productivity, retention and engagement.
Benefits designed to improve people's financial wellbeing
We’ve taken their two core pillars (improve financial resilience and plan for the future) and added a third: build long-term security. Giving workers practical tools and services that help them take control of their financial health in the short, mid and long term.
Improve financial resilience
Track
Easily see earnings, shifts, spending, and when payments are due. Updated daily. People know what shifts they need to take, and what they can afford to spend or save.
Budget
Helps employees set a plan, stick to it and spend confidently.
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Pay
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Rewards
Exclusive discounts to make members’ money go further – based on what they’re already buying.
Concierge
An AI-powered assistant for all things HR and payroll. Filling out forms. Finding documents. Answering questions. All taken care of 24/7.
Track
Easily see earnings, shifts, spending, and when payments are due. Updated daily. People know what shifts they need to take, and what they can afford to spend or save.
Budget
Helps employees set a plan, stick to it and spend confidently.
Pay
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Rewards
Exclusive discounts to make members’ money go further – based on what they’re already buying.
Concierge
An AI-powered assistant for all things HR and payroll. Filling out forms. Finding documents. Answering questions. All taken care of 24/7.
Plan for the future
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Claim
Support for your team to find and claim income-boosting government benefits.
Score
Tools to help members track, understand and boost their credit scores.
Education
Bite-sized lessons, monthly check-ins, resources and tools to help every member make the most of their money.
Achievements
Earn badges for reaching financial goals and building healthy habits.
Build long-term security
Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Savings
Members can auto-save from their wages and earn 5.12% APY, with just a $5 minimum deposit.
Tax
Members can optimize their W4 contributions, and keep track of what tax they owe and any refunds they’re due.
Coach
Financial coaching and reward recommendations – all based on members’ activity.
Proven to deliver measurable business impact
By helping your people build financial resilience and wellbeing, you can increase productivity, morale and retention. Wagestream clients typically see:
lower employee turnover
more shifts filled
reduction in absenteeism
“This benefit has been an immense help to our teams, it’s been amazing to see the impact it had on our business!”
Restaurant General Manager
RBI
Building better financial futures
Wagestream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Wagestream Reviews
Everything you need to support your team's financial wellbeing
Measure success in real time
The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Get insights and improve
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
Integrations
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Secure integration with your systems
Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.
No risk or disruption
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
24/7 support
Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Ready to connect
Talk to us about the positive impact we can have on your teams and your business
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