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PAY

Unlocking your pay cycle

Let your teams take some of their earnings when they need to, any day of the week

SOLUTION OVERVIEW

Flexible paydays, designed for real life

Fluctuating income. Regular bills. Unexpected costs. Life doesn’t fit into neat pay cycles. Fixed pay days often mean people need to borrow money before payday. They then get hit with unfair charges. And lose sleep worrying about money. With Pay, give people a fairer choice. They can use some of the money they’ve earned on the things they need, when they need them.

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Give your workforce control and peace of mind

Pay means members can use our app to withdraw up to 50% a month of their earned wages. It’s not a loan, so there’s no interest. They just pay £1.95, making it a more affordable option than credit. You also have the option to reduce the fee through an employer subsidy.

Increase productivity and boost your employer brand

Pay is proven to reduce stress and lead to stronger money management. And members are more likely to take extra shifts when they know they can get paid for them straight away. Which helps increase productivity, reduce absenteeism and boost overall job satisfaction. Helping you attract and keep the best people and save on recruitment and onboarding costs.

Of all members who use Pay

72%

use their credit card less

52%

use their overdraft less

12%

more shifts filled

16%

decrease in employee turnover

“I’m more in control than with a credit card. I can never take so much that I can’t pay my bills. And I don’t have the guilt of borrowing – it’s money I’ve already earned.”
Wagestream member
Unlocking the Pay Cycle report

Take a tour of Pay

Wagestream reviews

Wagestream has saved me a few times, unexpectedly received bill and being able to take money from my pay to cover was a god send, saved me bank charges and going into debt.
Sharon - Wagestream memberfrom Trustpilot
What a fantastic invention! I can save and receive excellent interest rates and interest added daily, and I can access those savings easily. Sudden expenses are no longer a drama. No expensive credit card fees for me anymore. Just access to my own money when I need it! Transfers take a millisecond! Blooming Brilliant!
Charlotte - Wagestream userfrom Trustpilot
I think this is a great app. I have just started to save a fixed amount deducted from my wages each month. The interest rate is very competitive and I can withdraw money anytime if I want.
Margaret - Wagestream memberfrom Trustpilot
With on the spot vet fees this month, wagestream has been an incredible help. I don't have to worry as much any more.
Zoe Nixon - Wagestream memberfrom Trustpilot
It is absolutely fabulous particularly when you have a project going on back home. It helps me to continuously finance my project.
Lamin - Wagestream userfrom Trustpilot
Wagestream has saved me a few times, unexpectedly received bill and being able to take money from my pay to cover was a god send, saved me bank charges and going into debt.
Sharon - Wagestream memberfrom Trustpilot
What a fantastic invention! I can save and receive excellent interest rates and interest added daily, and I can access those savings easily. Sudden expenses are no longer a drama. No expensive credit card fees for me anymore. Just access to my own money when I need it! Transfers take a millisecond! Blooming Brilliant!
Charlotte - Wagestream userfrom Trustpilot
I think this is a great app. I have just started to save a fixed amount deducted from my wages each month. The interest rate is very competitive and I can withdraw money anytime if I want.
Margaret - Wagestream memberfrom Trustpilot
With on the spot vet fees this month, wagestream has been an incredible help. I don't have to worry as much any more.
Zoe Nixon - Wagestream memberfrom Trustpilot
It is absolutely fabulous particularly when you have a project going on back home. It helps me to continuously finance my project.
Lamin - Wagestream userfrom Trustpilot
EMPLOYER DASHBOARD

Everything you need to support your team's financial wellbeing

Measure success in real time

The Employer Dashboard lets you track the impact of your Wagestream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Financial benefits made easy

Secure integration with your systems

Secure integration with your systems

Wagestream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

No risk or disruption

No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support

24/7 support

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.

FAQs

Pay facts

How do people use Pay?

We pay fortnightly, why would employees want Pay?

How much does Pay cost members?

How do you keep members’ data safe?

RESOURCES

Our library

Whitepaper: Unlocking The Pay Cycle

Whitepaper: Unlocking The Pay Cycle

How to make your workforce 13 IQ points smarter

How to make your workforce 13 IQ points smarter

Guide: What is flexible pay?

Guide: What is flexible pay?

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

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3M+ workers3M+ workers
2,000+ brands2,000+ brands
10M+ monthly transactions10M+ monthly transactions