Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
Savings with 3.73% interest*, no fees and no minimum deposit.
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A quarter of UK workers have less than £100 saved. Workplace Savings can change that. Members watch their money grow faster with a competitive 3.73% interest rate¹ – a rate usually reserved for accounts with fixed terms, high balances, or that only offer limited withdrawals. And they can save straight from their pay, something 66% say they’d like. Workplace Savings are shown to increase employee engagement and productivity, so everyone benefits from having a savings plan.
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We’ve partnered with Investec to offer members an account with no minimum deposit and no fees. All managed through the Stream app.
Colleagues can open a savings account in a few clicks, then send money directly from their pay or from their linked bank account to save towards life’s milestones. And they can switch on Save the Pennies, which rounds down each shift’s pay to the nearest pound, and adds the difference to their savings.
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By showing interest daily, we give people a reason to feel good about earning and saving. Employees who use Workplace Savings say they feel proud and report improved wellbeing.

Employers who help their employees save see big benefits, including a 43% increase in employee engagement*. Which means fewer days off, more shifts taken and a lower turnover.

£68M
set aside by Stream members in 2024
72K
members started saving for the first time in their lives
40%
rise in productivity linked to helping people save
(National Fund for Workforce Solutions, 2018)
Lesley A.
Co-op employee
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
Is members’ money protected?
Why can Stream offer better interest than the high street banks?
How much does Workplace Savings cost members?
What happens to an employee's savings account if they leave the company?
Does the savings program include financial education or tools to help employees build a long-term savings habit?
Are employee savings used to offset any fees or loan repayments?
Talk to us about the positive impact we can have on your teams and your business.