Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026

Discover more
WORKPLACE SAVINGS

Making savings easy for your teams

Savings with 3.73% interest*, no fees and no minimum deposit.

¹ 3.73% Gross | 3.80% AER, subject to variability. Interest-bearing savings are available to all Stream members aged 16+ excluding US citizens and those with tax residency outside the UK.

High-interest savings designed for everyone

A quarter of UK workers have less than £100 saved. Workplace Savings can change that. Members watch their money grow faster with a competitive 3.73% interest rate¹ – a rate usually reserved for accounts with fixed terms, high balances, or that only offer limited withdrawals. And they can save straight from their pay, something 66% say they’d like. Workplace Savings are shown to increase employee engagement and productivity, so everyone benefits from having a savings plan.

*3.73% Gross | 3.80% AER, subject to variability. Interest-bearing savings are available to all Stream members aged 16+ excluding US citizens and those with tax residency outside the UK. Comparison against Lloyds Easy Saver, Barclays Everyday Saver, HSBC Flexible Saver and NatWest Flexible Saver as of 9 September 2025. Sample selection of interest rates, other rates are available. Workplace Savings are provided through Stream Financial Services Ltd.

AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once a year. AER is intended to help you easily compare the return available on different savings products.
Asda
NHS
Fullers
Pizza Express
Next
Asda
NHS
Fullers
Pizza Express
Next
Asda
NHS
Fullers
Pizza Express
Next
Asda
NHS
Fullers
Pizza Express
Next
Asda
NHS
Fullers
Pizza Express
Next
Asda
NHS
Fullers
Pizza Express
Next
Asda
NHS

High street bank beating interest, with no minimum deposit

We’ve partnered with Investec to offer members an account with no minimum deposit and no fees. All managed through the Stream app.

Automatic, effortless saving

Colleagues can open a savings account in a few clicks, then send money directly from their pay or from their linked bank account to save towards life’s milestones. And they can switch on Save the Pennies, which rounds down each shift’s pay to the nearest pound, and adds the difference to their savings.

A daily pat on the back

By showing interest daily, we give people a reason to feel good about earning and saving. Employees who use Workplace Savings say they feel proud and report improved wellbeing.

A more engaged, loyal workforce for you

Employers who help their employees save see big benefits, including a 43% increase in employee engagement*. Which means fewer days off, more shifts taken and a lower turnover.

*World Economic Forum, "Why encouraging people to save is the key to financial resilience", 2025

£68M

set aside by Stream members in 2024

72K

members started saving for the first time in their lives

40%

rise in productivity linked to helping people save
(National Fund for Workforce Solutions, 2018)

"Really is a good way to save, straight out of your wages, I haven’t missed the extra £50 a month I’ve been saving and it’s a big help for Christmas presents"

Lesley A.

Co-op employee

Take a tour of Workplace Savings

Stream Reviews

I think this is a great app. I have just started to save a fixed amount deducted from my wages each month. The interest rate is very competitive and I can withdraw money anytime if I want.
Magaret - Stream memberfrom Trustpilot
What a fantastic invention! I can save and receive excellent interest rates and interest added daily, and I can access those savings easily. Sudden expenses are no longer a drama. No expensive credit card fees for me anymore. Just access to my own money when I need it! Transfers take a millisecond! Blooming Brilliant!
Charlotte - Stream memberfrom Trustpilot
It is helping me see how I'm spending and helping me save for a rainy day.
Ronnette - Stream memberfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Stream is there for me in times of need and I am really happy to have it.
Chenjerai - Stream memberfrom Trustpilot
I think this is a great app. I have just started to save a fixed amount deducted from my wages each month. The interest rate is very competitive and I can withdraw money anytime if I want.
Magaret - Stream memberfrom Trustpilot
What a fantastic invention! I can save and receive excellent interest rates and interest added daily, and I can access those savings easily. Sudden expenses are no longer a drama. No expensive credit card fees for me anymore. Just access to my own money when I need it! Transfers take a millisecond! Blooming Brilliant!
Charlotte - Stream memberfrom Trustpilot
It is helping me see how I'm spending and helping me save for a rainy day.
Ronnette - Stream memberfrom Trustpilot
Managing my money using stream has truly been a god send!
Allan - Stream memberfrom Trustpilot
Stream is there for me in times of need and I am really happy to have it.
Chenjerai - Stream memberfrom Trustpilot
EMPLOYER DASHBOARD

Everything you need to support your team’s financial wellbeing

Measure success in real time

The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.

Get insights and improve

Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.

INTEGRATIONS

Financial benefits made easy

Secure integration

Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

No risk or disruption

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

24/7 support

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.

Workplace Saving Facts

Is members’ money protected?

Why can Stream offer better interest than the high street banks?

How much does Workplace Savings cost members?

What happens to an employee's savings account if they leave the company?

Does the savings program include financial education or tools to help employees build a long-term savings habit?

Are employee savings used to offset any fees or loan repayments?

Ready to connect

Talk to us about the positive impact we can have on your teams and your business.

CTA Logo
Logo 2
Burger King logo
Logo 4
Logo 5
CTA Logo
CTA Logo
CTA Logo
CTA Logo
Logo 2
Burger King logo
Logo 4
Logo 5
CTA Logo
CTA Logo
CTA Logo
CTA Logo
Logo 2
Burger King logo
Logo 4
Logo 5
CTA Logo
CTA Logo
CTA Logo
CTA Logo
Logo 2
Burger King logo
Logo 4
Logo 5
CTA Logo
CTA Logo
CTA Logo
3M+ workers
2,000+ brands
10M+ monthly transactions