Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
The all-in-one financial wellbeing platform that reduces construction workers’ money worries and puts them in control
After rolling out Stream, clients typically see:
16%
reduction in employee turnover
81%
feel more in control about their money
86%
of members feel less stressed
Money worries affect people’s sleep and mental health – and are proven to reduce IQ capacity by up to 13 points. That means construction workers are distracted, less able to focus or make quick decisions. Which has a direct impact on safety and productivity.
Stream connects with your systems and members’ bank accounts to give colleagues personalised financial wellbeing tools – all based on their income and spending. Colleagues can take 50% of their pay when they need it. They can save and borrow money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way. Giving them more control over their finances, and you have a more engaged workforce.
Shifts, pay and spending – all in one place – to help members make better financial choices.
Helps employees set a plan, stick to it and spend confidently
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Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Helps members to find and claim any government benefits they’re entitled to
Financial coaching and reward recommendations – all based on members’ activity.
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Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.
Tracks down members’ old pensions to bring them into one pot, giving them choice and control over their investments.
Shifts, pay and spending – all in one place – to help members make better financial choices.
Helps employees set a plan, stick to it and spend confidently
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Helps members to find and claim any government benefits they’re entitled to
Financial coaching and reward recommendations – all based on members’ activity.
Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.
Tracks down members’ old pensions to bring them into one pot, giving them choice and control over their investments.
Carli Schrader
3rd Generation Owner/Operator | Golden State Restaurants
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Stream is an ISO 27001 certified platform that connects to leading payroll, HR, and time and attendance systems.
We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Talk to us about the positive impact we can have on your teams and your business.
