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The all-in-one financial wellbeing platform that reduces manufacturing workers’ money worries and helps increase productivity
After rolling out Stream, clients typically see
16%
lower employee turnover
14%
lower absenteeism
12%
more shifts filled
Money worries affect workers’ sleep, mental health and motivation. And financial stress is shown to cut people’s IQ capacity by up to 13 points. That means it’s hard for them to stay focused, engaged and happy in their job. Which has a direct impact on productivity, absenteeism and turnover for you.
Stream connects seamlessly with your systems and members’ bank accounts to give your teams personalised financial wellbeing tools – all based on their income and spending. Colleagues can take 50% of their pay when they need it. They can save and borrow money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way. Helping them improve their financial wellbeing – and you to increase productivity.
Shifts, pay and spending – all in one place – to help members make better financial choices.
Helps employees set a plan, stick to it and spend confidently.
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Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Financial coaching and reward recommendations – all based on members’ activity.
Helps members to find and claim any government benefits they’re entitled to.
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Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
Help to fund life’s bigger purchases with competitive rates and no hidden fees. Repaid directly from members’ salaries.
Tracks down members’ pensions and brings all their pensions into one pot, giving them choice and control over their investments.
Shifts, pay and spending – all in one place – to help members make better financial choices.
Helps employees set a plan, stick to it and spend confidently.
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Financial coaching and reward recommendations – all based on members’ activity.
Helps members to find and claim any government benefits they’re entitled to.
Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
Help to fund life’s bigger purchases with competitive rates and no hidden fees. Repaid directly from members’ salaries.
Tracks down members’ pensions and brings all their pensions into one pot, giving them choice and control over their investments.
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85%
tracking shifts
£300K
saved by colleagues
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Talk to us about the positive impact we can have on your teams and your business.
