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Help your people find all their pensions with ease and take control by combining old pensions into one pot
The average worker changes jobs every 5 years, or more often in high-churn industries. That’s a lot of pensions for people to keep on top of. Tracking down pensions takes patience, paperwork and policy numbers. It’s no surprise there’s an estimated £31.1 billion sitting in lost pensions*. Money that colleagues need to build their long-term security.
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As people move jobs, they collect pensions – and pensions admin. Which makes it hard to understand how each pension is performing, and how much they’re forecast to have when they retire.
With Find & Combine, members tell us where they’ve worked and (roughly) when. We do the hard work of finding their pensions, providing a clear picture of their position in the process. So people know where their money is and what it’s worth. We then combine eligible pensions into a single pot, giving members greater transparency and more control over their retirement.
Members tell us where they’ve worked and when, and we do all the hard work. Members are then provided a clear picture of all of their pensions.
Members can combine their pension pots from previous roles into a simple Stream personal pension.
Members tell us where they’ve worked and when, and we do all the hard work. Members are then provided a clear picture of all of their pensions.
Members can combine their pension pots from previous roles into a simple Stream personal pension.
Members use the app to tell us some details, including the companies they’ve worked for and when.
We use member data to fill in the gaps and handle everything, including emails and phone calls. Then members can view all their pensions in the mobile app.
Once they can see all their pensions, we allow them to automatically combine them into a single pot so they can cut down on admin and simplify their retirement plan.
Members can see how their streamlined personal pension is performing within the app. They’ll also see any of the unconsolidated pensions we found for them. So they’ve got everything in one place.
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What is Find & Combine?
How does it work?
What’s the benefit to the employer?
Is there overlap with the current Workplace pension scheme?
What happens if someone leaves the company?
Talk to us about the positive impact we can have on your teams and your business.
