Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
Give colleagues the benefits they really care about with a readymade toolkit. Minimal legwork for you, maximum impact for your business.

Friday-afternoon pizzas. Cycle to Work schemes. Gym discounts. As a business owner, it can feel impossible to choose between the hundreds of employee benefits out there. But what people really care about is their financial wellbeing. In fact, 48% of workers would move jobs for better financial support, and only 20% say their company’s financial wellbeing strategy meets their needs. Needs like budgeting when their pay changes every month, and managing cashflow with a fixed payday. Or borrowing and saving at high interest rates when they’re on a lower income.

The Stream platform is built on industry research and shaped by behavioural science. It gives people practical ways to improve their financial resilience in the short term, plan for life’s milestones, and build long-term security. Which helps reduce stress and improve quality of life – and has a direct impact on your business.


Shifts, pay and spending – all in one place – to help members make better financial choices.
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Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.

Helps employees set a plan, stick to it and spend confidently.

Discounts and cashback to make members’ money go further.

Helps members to find and claim any government benefits they’re entitled to.

Financial coaching and reward recommendations – all based on members’ activity.
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Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Tracks down members’ pensions and brings them into one pot, giving them choice and control over their retirement.

Shifts, pay and spending – all in one place – to help members make better financial choices.
.webp%3F2025-08-19T15%3A09%3A27.141Z&w=3840&q=75)
Members can take up to 50% of their earnings before payday rolls around. Which is proven to increase shift uptake.

Helps employees set a plan, stick to it and spend confidently.

Discounts and cashback to make members’ money go further.

Helps members to find and claim any government benefits they’re entitled to.

Financial coaching and reward recommendations – all based on members’ activity.
.webp%3F2025-08-19T15%3A15%3A56.203Z&w=3840&q=75)
Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.

Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.

Tracks down members’ pensions and brings them into one pot, giving them choice and control over their retirement.
Our financial wellbeing benefits support clients in 20+ industries, who typically see:
16%
reduction in employee turnover
12%
increase in shift fulfilment
86%
of employees feel less stressed at work and at home
Our platform delivers award-winning results - for us and our clients.
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
.webp%3F2025-09-10T12%3A36%3A40.793Z&w=3840&q=75)
Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.

We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Talk to us about the positive impact we can have on your teams and your business.