Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
The financial wellbeing platform proven to increase NHS workers’ productivity and reduce agency spend
are actively using Stream to improve their teams' financial resillience. These NHS Trusts and Boards typically see...
27%
faster recrruitment when Stream mentioned on job ads
32%
reduction in agency spend, thanks to an 11% increase in bank shifts being worked
16%
less churn among employees
Money worries affect people’s sleep, mental health and motivation – and are proven to reduce IQ capacity by up to 13 points Colleagues may be less able to deliver exceptional care to patients – which can affect patient outcomes, safety and staffing.
Stream connects seamlessly with your systems and members’ bank accounts to give colleagues personalised financial wellbeing tools – all based on their income and spending. Members can take 50% of their pay when they need it – which increases the number of bank shifts people take. They can save and borrow money at competitive rates. Get budgeting support and rewards that help cut the cost of living. And get relevant, tailored financial coaching along the way. All of this means they’re better placed to provide the highest quality care.
Shifts, pay and spending – all in one place – to help people make better financial choices.
Helps employees set a plan, stick to it and spend confidently.
.webp%3F2025-08-19T15%3A09%3A27.141Z&w=3840&q=75)
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Helps members to find and claim any government benefits they’re entitled to.
Financial coaching and reward recommendations – all based on members’ activity.
.webp%3F2025-08-19T15%3A15%3A56.203Z&w=3840&q=75)
Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.
Tracks down members’ pensions, giving them better visibility of their retirement pot.
Shifts, pay and spending – all in one place – to help people make better financial choices.
Helps employees set a plan, stick to it and spend confidently.
Members can take up to 50% of their earnings before payday rolls around, proven to increase shift uptake.
Discounts and cashback to make members’ money go further.
Helps members to find and claim any government benefits they’re entitled to.
Financial coaching and reward recommendations – all based on members’ activity.
Members can auto-save from their wages and earn 3.73% interest, with no minimum deposit and no fees.
Help to fund life’s bigger purchases with favourable rates and no hidden fees. Repaid directly from members’ salaries.
Tracks down members’ pensions, giving them better visibility of their retirement pot.
Rob Shuttleworth
Workforce Information Systems Manager | Frimley Health NHS FT
.webp%3F2025-09-10T12%3A45%3A34.452Z&w=3840&q=75)
The Employer Dashboard lets you track the impact of your Stream benefits, with anonymized usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
.webp%3F2025-09-10T12%3A36%3A40.793Z&w=3840&q=75)
Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream is an ISO 27001 certified platform that connects to more than 100 payroll, HR and time and attendance systems.
We work with your teams to handle all the set up, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.
Once you’re up and running, we handle all technical support through the admin portal and member questions in the mobile app or via desktop– responding to 95% of queries within 30 minutes.
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions. We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies. And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Talk to us about the positive impact we can have on your teams and your business.
