Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026

In partnership with employers, we help people earn, learn, save, spend and borrow on their own terms, all in one smartphone app.

In partnership with employers, we help people earn, learn, save, spend and borrow on their own terms, all in one smartphone app.

Exclusively available through destination employers:

Flexible access to pay, tools to budget and access to exclusive discounts. Make it easier for your people to manage their earnings, cut the cost of living and cope with unexpected costs.

Help your colleagues work towards life’s milestones faster with Workplace Saving at competitive rates, Workplace Loans at fair interest rates, and financial Coaching.

Help your people find lost pensions and combine them into a Stream personal pension, giving them greater visibility and control over their retirement.

Flexible access to pay, tools to budget and access to exclusive discounts. Make it easier for your people to manage their earnings, cut the cost of living and cope with unexpected costs.

Help your colleagues work towards life’s milestones faster with Workplace Saving at competitive rates, Workplace Loans at fair interest rates, and financial Coaching.

Help your people find lost pensions and combine them into a Stream personal pension, giving them greater visibility and control over their retirement.
86% of members say they’re less stressed about money since having Stream (formerly Wagestream)
Stream (Formerly Wagestream) helps reduce financial stress, which helps increase people’s focus, productivity and job satisfaction.
People are more likely to take on extra shifts, knowing they can get paid straight away.
On average, our clients see:
16%
lower employee turnover, saving on recruitment costs
12%
more shifts filled, saving on agency costs
86%
of members feel less stressed since having Stream

Paul Caudwell
Co-op, Wellbeing Manager
The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. You can see what products are used and how they improve your employees’ financial health.
Stream was founded on a social charter to improve workers’ financial wellbeing. That mission was embedded into our Articles of Association, and everything we do supports it – from the financial benefit products we create to our policy decisions.
We’re accountable to (and guided by) our Impact Advisory Board, which is made up of experts from think tanks, academia and social impact investors. We conduct impact research and analyse data from our extensive member base. We also partner with industry leaders and academics on joint studies.
And we co-create our products and tools with employers and members to make sure they’re accessible and give people the support they need.
Our platform delivers award-winning results - for us and our clients




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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We handle all of the set up, including validation and compliance. That means you can launch your employee financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
.webp%3F2025-09-10T12%3A36%3A40.793Z&w=3840&q=75)
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We handle all of the set up, including validation and compliance. That means you can launch your employee financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.



Talk to us about the positive impact we can have on your teams and your business.