Tickets now available for Europe's leading Financial Wellbeing conference on 20th May 2026
Let your teams take some of their earnings when they need to, any day of the week

Fluctuating income. Regular bills. Unexpected costs. Life doesn’t fit into neat pay cycles. Fixed pay days often mean people need to borrow money before payday. They then get hit with unfair charges. And lose sleep worrying about money. With Pay, give people a fairer choice. They can use some of the money they’ve earned on the things they need, when they need them.
Pay means members can use our app to withdraw up to 50% a month of their earned wages. It’s not a loan, so there’s no interest. They just pay £1.95, making it a more affordable option than credit. You also have the option to reduce the fee through an employer subsidy.

Pay is proven to reduce stress and lead to stronger money management. And members are more likely to take extra shifts when they know they can get paid for them straight away. Which helps increase productivity, reduce absenteeism and boost overall job satisfaction. Helping you attract and keep the best people and save on recruitment and onboarding costs.

72%
use their credit card less
52%
use their overdraft less
12%
more shifts filled
16%
decrease in employee turnover
“I’m more in control than with a credit card. I can never take so much that I can’t pay my bills. And I don’t have the guilt of borrowing – it’s money I’ve already earned.”
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The Employer Dashboard lets you track the impact of your Stream benefits, with anonymised usage data and trends. See what products are being used and how they’re improving your colleagues’ financial health.
Break the information down by division to get a real-time picture of employees’ financial needs – so you can enhance and improve your financial wellbeing strategy.
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Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
.webp%3F2025-09-10T12%3A36%3A40.793Z&w=3840&q=75)
Stream is an ISO 27001 certified platform that can connect to any payroll, HR or time and attendance system.

We work with your teams to handle all of the setup, including validation and compliance. That means you can launch your employees’ financial wellbeing benefits quickly and easily.

Once you’re up and running, we handle all technical support and member questions in the app or portal – responding to 95% of queries within 30 minutes.
How does Pay work?
How much does Pay cost members?
Is Pay like a loan?
How do people use Pay?
We pay fortnightly, why would employees want Pay?
How do you keep members’ data safe?
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Talk to us about the positive impact we can have on your teams and your business.